Eufaula, OK—74432
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Eufaula, OK
Eufaula, OK lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $210,000 | 0.0% |
| Single Family | $209,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $75,000 | -7.4% |
2 Bed | $153,000 | -0.6% |
3 Bed | $243,000 | 0.4% |
4 Bed | $472,000 | 0.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Eufaula, OK
As of July '25, Rentcast reports the average rent in Eufaula, OK is $2,300, with a year-over-year rent change of 16.2%. Per bedroom, the median rent as of July '25 in Eufaula, OK is 3-bedrooms: $2,330, 4-bedrooms: $2,200. The most common rental property sizes in Eufaula, OK are 2-bedroom and 3-bedroom, accounting for 41.2% and 37.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,800 | $2,330 |
| 4 Bed Rent | $2,200 | $2,200 |
% of Rental Stock
Property Listings — Eufaula, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Eufaula, OK is 95. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $415,000 | -14.0% |
Listing Count | 185 | 24.0% |
| Listings as % of Homes | 1.3% | 24.0% |
Days on Market | 95 | 7.0% |
Demographics — Eufaula, OK
As of the latest ACS Survey released in 2023, Eufaula, OK has a population of 9,790, which has increased by 5.6% over the past 5 years. Eufaula, OK is a moderately popular place for families, as children make up 19.0% of the population. The area has a poorly educated workforce, with 16.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,790 | 5.6% |
% Under 18 | 19.0% | 2.7% |
% Seniors | 28.6% | -6.5% |
% WFH | 14.8% | 94.7% |
% w/ College Degree | 16.1% | 7.3% |
As of the latest ACS Survey released in 2023, Eufaula, OK is a predominantly white area, with 76.9% of the population identifying as white. The white population has grown by 7.6% in the last 5 years. The second most common race or ethnicity in Eufaula, OK is black, making up 2.0% of the population. Foreign-born residents account for 0.4% of the population in Eufaula, OK, and this percentage has decreased by 42.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.9% | 7.6% |
% Black | 2.0% | 150.0% |
% Hispanic | 1.4% | -30.0% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 0.4% | -42.9% |
Mortgage and Risk — Eufaula, OK
According to HUD data as of 2023, there were 167 mortgage originations in Eufaula, OK, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Eufaula, OK. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 167 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 5.0% |
% Second Loans | 34.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Eufaula, OK
Eufaula, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | -$1,550 | $2,800 | $1,250 |
| 4 Bedroom | -$840 | $2,200 | $1,360 |
Affordability — Eufaula, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $210,000 |
| Median Household Income | $49,000 |