McLoud, OK—74851
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — McLoud, OK
As of Nov '25, the median home price in McLoud, OK is $225,000, with a year-over-year change of 2.7%. This indicates that home prices in McLoud, OK are increasing. According to Zillow, the 1-year price projection is 4.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $225,000 | 2.7% |
| Single Family | $225,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $130,000 | -0.8% |
3 Bed | $229,000 | 3.6% |
4 Bed | $344,000 | 2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — McLoud, OK
As of July '25, Rentcast reports the average rent in McLoud, OK is $1,800, with a year-over-year rent change of 28.6%. Per bedroom, the median rent as of July '25 in McLoud, OK is 1-bedrooms: $700, 4-bedrooms: $2,900. The most common rental property sizes in McLoud, OK are 3-bedroom and 2-bedroom, accounting for 40.0% and 33.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $700 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $700 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,900 | $2,900 |
% of Rental Stock
Property Listings — McLoud, OK
As of Nov '25, Realtor.com reports that the median days on market for a home in McLoud, OK is 37. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $305,000 | -5.0% |
Listing Count | 58 | 43.0% |
| Listings as % of Homes | 0.7% | 43.0% |
Days on Market | 37 | -28.0% |
Demographics — McLoud, OK
As of the latest ACS Survey released in 2023, McLoud, OK has a population of 11,200, which has increased by 3.5% over the past 5 years. McLoud, OK is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 14.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,200 | 3.5% |
% Under 18 | 20.8% | -12.6% |
% Seniors | 14.4% | 5.9% |
% WFH | 7.2% | 157.1% |
% w/ College Degree | 14.0% | 0.0% |
As of the latest ACS Survey released in 2023, McLoud, OK is a predominantly white area, with 69.0% of the population identifying as white. The white population has shrunk by 8.6% in the last 5 years. The second most common race or ethnicity in McLoud, OK is hispanic, making up 6.3% of the population. Foreign-born residents account for 2.9% of the population in McLoud, OK, and this percentage has increased by 61.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.0% | -8.6% |
% Black | 4.1% | 10.8% |
% Hispanic | 6.3% | 43.2% |
% Asian | 0.7% | 75.0% |
% Foreign Born | 2.9% | 61.1% |
Mortgage and Risk — McLoud, OK
According to HUD data as of 2023, there were 278 mortgage originations in McLoud, OK, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in McLoud, OK. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 278 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Rentals and Section 8 — McLoud, OK
McLoud, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 28 |
Total Units Section 8 | 28 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $100 | $700 | $800 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,310 |
| 4 Bedroom | -$1,450 | $2,900 | $1,450 |
Affordability — McLoud, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $225,000 |
| Median Household Income | $77,500 |