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  1. Home
  2. /Browse ZIP Codes
  3. /Texas
  4. /Plano, TX - 75074

Plano, TX—75074

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$366,000
5.9% YoY Growth
Household Income
$84,200
21.6% YoY Growth
Days on Market
43
4.0% Longer YoY
Home Price Forecast
-1.1%
Median Rent
$1,690
9.1% YoY Growth
1-Bed Rent
$1,300
0.7% YoY Growth
2-Bed Rent
$1,730
0.6% YoY Growth
3-Bed Rent
$2,250
3.1% YoY Growth

Other Zip Codes in Plano, TX

7509375024750257502375075
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Plano, TX

As of May '26, the median home price in Plano, TX is $366,000, with a year-over-year change of -5.9%. This indicates that home prices in Plano, TX are decreasing. According to Zillow, the 1-year price projection is -1.1%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$366,000-5.9%
Single Family $371,000-5.4%
Condos $190,000-7.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$250,000-4.6%
    3 Bed
    		$346,000-5.5%
    4 Bed
    		$479,000-4.8%
    5 Bed $652,913-3.7%
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    % of Housing Stock

    Studio
    4.2%
    1 Bedroom
    12.8%
    2 Bedrooms
    20.5%
    3 Bedrooms
    37.6%
    4 Bedrooms
    20.5%
    5+ Bedrooms
    4.5%

    Rental Trends — Plano, TX

    As of July '25, Rentcast reports the average rent in Plano, TX is $1,800, with a year-over-year rent change of -9.1%. Per bedroom, the median rent as of July '25 in Plano, TX is studios: $1,470, 1-bedrooms: $1,370, 2-bedrooms: $1,780, 3-bedrooms: $2,320, 4-bedrooms: $2,950. The most common rental property sizes in Plano, TX are 2-bedroom and 1-bedroom, accounting for 34.4% and 25.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,690$1,800
    Studio Rent $1,500$1,470
    1 Bed Rent $1,300$1,370
    2 Bed Rent $1,730$1,780
    3 Bed Rent $2,250$2,320
    4 Bed Rent $2,850$2,950
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    % of Rental Stock

    Studio
    8.7%
    1 Bedroom
    25.7%
    2 Bedrooms
    34.4%
    3 Bedrooms
    23.7%
    4 Bedrooms
    6.9%
    5+ Bedrooms
    0.6%

    Property Listings — Plano, TX

    As of May '26, Realtor.com reports that the median days on market for a home in Plano, TX is 43. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$422,000-4.0%
    Listing Count
    		126-5.0%
    Listings as % of Homes0.4%-5.0%
    Days on Market
    		434.0%
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    Demographics — Plano, TX

    As of the latest ACS Survey released in 2023, Plano, TX has a population of 53,100, which has increased by 3.9% over the past 5 years. Plano, TX is a moderately popular place for families, as children make up 22.7% of the population. The area has a moderately educated workforce, with 41.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		53,1003.9%
    % Under 18
    		22.7%-6.2%
    % Seniors
    		10.3%5.1%
    % WFH
    		18.4%247.2%
    % w/ College Degree
    		41.7%18.1%
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    As of the latest ACS Survey released in 2023, Plano, TX is a predominantly white area, with 36.5% of the population identifying as white. The white population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Plano, TX is hispanic, making up 36.3% of the population. Foreign-born residents account for 32.6% of the population in Plano, TX, and this percentage has increased by 12.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		36.5%2.0%
    % Black
    		10.6%-7.0%
    % Hispanic
    		36.3%-4.7%
    % Asian
    		13.3%15.7%
    % Foreign Born
    		32.6%12.0%
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    Mortgage and Risk — Plano, TX

    According to HUD data as of 2023, there were 327 mortgage originations in Plano, TX, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Plano, TX. Investor activity is low, as 4.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		327
    % Conventional Loans
    		86.0%
    % Government Loans
    		14.0%
    % Investor Loans
    		4.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		16.0%
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    Rentals and Section 8 — Plano, TX

    As of 2024, the percent of homes in Plano, TX under the Section 8 program is 5.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Plano, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    		623
    Total Units Section 8
    		491
    % Rentals under Section 8
    		5.0%
    % Occupied Section 8
    		75.4%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$480$1,300$1,780
    2 Bedroom$360$1,730$2,090
    3 Bedroom$370$2,250$2,620
    4 Bedroom$510$2,850$3,360

    Affordability — Plano, TX

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.7
    Median Home Price$366,000
    Median Household Income$84,200

    Plano, TX — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Richardson, TX

    75082

    Murphy, TX

    75094

    Plano, TX

    75023

    Plano, TX

    75075

    Garland, TX

    75044

    Frequently Asked Questions