Bonham, TX—75418
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Bonham, TX
Home Price Trends — Bonham, TX
Bonham, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $232,000 | -1.4% |
| Single Family | $232,000 | -1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $153,000 | -1.3% |
3 Bed | $229,000 | -0.9% |
4 Bed | $335,000 | -0.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bonham, TX
As of July '25, Rentcast reports the average rent in Bonham, TX is $1,570, with a year-over-year rent change of -4.3%. Per bedroom, the median rent as of July '25 in Bonham, TX is 1-bedrooms: $889, 2-bedrooms: $1,130, 3-bedrooms: $1,730, 4-bedrooms: $2,040. The most common rental property sizes in Bonham, TX are 2-bedroom and 3-bedroom, accounting for 43.6% and 30.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $1,570 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $880 | $889 |
| 2 Bed Rent | $1,050 | $1,130 |
| 3 Bed Rent | $1,500 | $1,730 |
| 4 Bed Rent | $1,450 | $2,040 |
% of Rental Stock
Property Listings — Bonham, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Bonham, TX is 86. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $257,000 | 0.0% |
Listing Count | 115 | 24.0% |
| Listings as % of Homes | 1.3% | 24.0% |
Days on Market | 86 | -6.0% |
Demographics — Bonham, TX
As of the latest ACS Survey released in 2023, Bonham, TX has a population of 14,700, which has increased by 2.1% over the past 5 years. Bonham, TX is a moderately popular place for families, as children make up 17.6% of the population. The area has a poorly educated workforce, with 19.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,700 | 2.1% |
% Under 18 | 17.6% | -3.8% |
% Seniors | 18.8% | -5.5% |
% WFH | 10.4% | 85.7% |
% w/ College Degree | 19.4% | 19.0% |
As of the latest ACS Survey released in 2023, Bonham, TX is a predominantly white area, with 67.9% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Bonham, TX is hispanic, making up 17.0% of the population. Foreign-born residents account for 7.0% of the population in Bonham, TX, and this percentage has increased by 1.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.9% | -5.8% |
% Black | 9.7% | 3.2% |
% Hispanic | 17.0% | 17.2% |
% Asian | 0.8% | -33.3% |
% Foreign Born | 7.0% | 1.4% |
Mortgage and Risk — Bonham, TX
According to HUD data as of 2023, there were 163 mortgage originations in Bonham, TX, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Bonham, TX. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 163 |
% Conventional Loans | 55.0% |
% Government Loans | 45.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Bonham, TX
Bonham, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 286 |
Total Units Section 8 | 286 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 75.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$170 | $880 | $710 |
| 2 Bedroom | -$120 | $1,050 | $930 |
| 3 Bedroom | -$190 | $1,500 | $1,310 |
| 4 Bedroom | $130 | $1,450 | $1,580 |
Affordability — Bonham, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $232,000 |
| Median Household Income | $61,300 |