Farmersville, TX—75442
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Farmersville, TX
As of Oct '25, the median home price in Farmersville, TX is $350,000, with a year-over-year change of -4.2%. This indicates that home prices in Farmersville, TX are decreasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $350,000 | -4.2% |
| Single Family | $349,000 | -4.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $246,000 | -5.7% |
3 Bed | $305,000 | -5.3% |
4 Bed | $378,000 | -3.1% |
| 5 Bed | $434,000 | -4.2% |
% of Housing Stock
Rental Trends — Farmersville, TX
As of July '25, Rentcast reports the average rent in Farmersville, TX is $2,070, with a year-over-year rent change of -3.3%. Per bedroom, the median rent as of July '25 in Farmersville, TX is 1-bedrooms: $1,100, 2-bedrooms: $1,100, 3-bedrooms: $2,020, 4-bedrooms: $2,210. The most common rental property sizes in Farmersville, TX are 3-bedroom and 4-bedroom, accounting for 42.8% and 23.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | $1,100 | $1,100 |
| 3 Bed Rent | $2,000 | $2,020 |
| 4 Bed Rent | $2,000 | $2,210 |
% of Rental Stock
Property Listings — Farmersville, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Farmersville, TX is 89. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $414,000 | -13.0% |
Listing Count | 115 | 11.0% |
| Listings as % of Homes | 1.3% | 11.0% |
Days on Market | 89 | 16.0% |
Demographics — Farmersville, TX
As of the latest ACS Survey released in 2023, Farmersville, TX has a population of 10,600, which has increased by 9.2% over the past 5 years. Farmersville, TX is a moderately popular place for families, as children make up 24.3% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,600 | 9.2% |
% Under 18 | 24.3% | 2.5% |
% Seniors | 15.8% | -1.9% |
% WFH | 15.4% | 294.9% |
% w/ College Degree | 17.6% | 2.9% |
As of the latest ACS Survey released in 2023, Farmersville, TX is a predominantly white area, with 65.4% of the population identifying as white. The white population has shrunk by 13.9% in the last 5 years. The second most common race or ethnicity in Farmersville, TX is hispanic, making up 24.8% of the population. Foreign-born residents account for 5.2% of the population in Farmersville, TX, and this percentage has decreased by 27.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.4% | -13.9% |
% Black | 4.7% | 11.9% |
% Hispanic | 24.8% | 45.9% |
% Asian | 0.3% | -70.0% |
% Foreign Born | 5.2% | -27.8% |
Mortgage and Risk — Farmersville, TX
According to HUD data as of 2023, there were 290 mortgage originations in Farmersville, TX, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Farmersville, TX. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 290 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Farmersville, TX
As of 2024, the percent of homes in Farmersville, TX under the Section 8 program is 9.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Farmersville, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 62 |
Total Units Section 8 | 62 |
% Rentals under Section 8 | 9.5% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $430 | $1,100 | $1,530 |
| 2 Bedroom | $690 | $1,100 | $1,790 |
| 3 Bedroom | $240 | $2,000 | $2,240 |
| 4 Bedroom | $880 | $2,000 | $2,880 |
Affordability — Farmersville, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $350,000 |
| Median Household Income | $84,600 |