Mineola, TX—75773
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mineola, TX
Mineola, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $266,000 | -1.0% |
| Single Family | $266,000 | -0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $173,000 | 0.6% |
3 Bed | $279,000 | 1.5% |
4 Bed | $386,000 | 0.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mineola, TX
As of July '25, Rentcast reports the average rent in Mineola, TX is $1,620, with a year-over-year rent change of 25.6%. Per bedroom, the median rent as of July '25 in Mineola, TX is 1-bedrooms: $910, 2-bedrooms: $1,290, 3-bedrooms: $1,750, 4-bedrooms: $1,850. The most common rental property sizes in Mineola, TX are 1-bedroom and 3-bedroom, accounting for 35.4% and 26.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,680 | $1,620 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $675 | $910 |
| 2 Bed Rent | $1,300 | $1,290 |
| 3 Bed Rent | $1,700 | $1,750 |
| 4 Bed Rent | $2,000 | $1,850 |
% of Rental Stock
Property Listings — Mineola, TX
As of Nov '25, Realtor.com reports that the median days on market for a home in Mineola, TX is 94. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | -19.0% |
Listing Count | 106 | 35.0% |
| Listings as % of Homes | 1.1% | 35.0% |
Days on Market | 94 | -2.0% |
Demographics — Mineola, TX
As of the latest ACS Survey released in 2023, Mineola, TX has a population of 14,300, which has increased by 4.9% over the past 5 years. Mineola, TX is a moderately popular place for families, as children make up 21.6% of the population. The area has a poorly educated workforce, with 22.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,300 | 4.9% |
% Under 18 | 21.6% | -1.4% |
% Seniors | 23.6% | -2.1% |
% WFH | 9.5% | 63.8% |
% w/ College Degree | 22.0% | 60.6% |
As of the latest ACS Survey released in 2023, Mineola, TX is a predominantly white area, with 78.6% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Mineola, TX is hispanic, making up 13.6% of the population. Foreign-born residents account for 4.4% of the population in Mineola, TX, and this percentage has increased by 7.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.6% | -2.2% |
% Black | 4.1% | -14.6% |
% Hispanic | 13.6% | 11.5% |
% Asian | 0.4% | ∞% |
% Foreign Born | 4.4% | 7.3% |
Mortgage and Risk — Mineola, TX
According to HUD data as of 2023, there were 189 mortgage originations in Mineola, TX, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Mineola, TX. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 189 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Rentals and Section 8 — Mineola, TX
As of 2024, the percent of homes in Mineola, TX under the Section 8 program is 0.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Mineola, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 62 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $235 | $675 | $910 |
| 2 Bedroom | -$180 | $1,300 | $1,120 |
| 3 Bedroom | -$240 | $1,700 | $1,460 |
| 4 Bedroom | -$270 | $2,000 | $1,730 |
Affordability — Mineola, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $266,000 |
| Median Household Income | $55,700 |