Bluff Dale, TX—76433
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bluff Dale, TX
As of Oct '25, the median home price in Bluff Dale, TX is $478,000, with a year-over-year change of 1.9%. This indicates that home prices in Bluff Dale, TX are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $478,000 | 1.9% |
| Single Family | $478,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $452,000 | 1.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bluff Dale, TX
Bluff Dale, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,550 | $1,550 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bluff Dale, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Bluff Dale, TX is 78. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $570,000 | -5.0% |
Listing Count | 27 | 0.0% |
| Listings as % of Homes | 1.5% | 0.0% |
Days on Market | 78 | -30.0% |
Demographics — Bluff Dale, TX
As of the latest ACS Survey released in 2023, Bluff Dale, TX has a population of 2,020, which has increased by 33.0% over the past 5 years. Bluff Dale, TX is a moderately popular place for families, as children make up 18.3% of the population. The area has a moderately educated workforce, with 42.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,020 | 33.0% |
% Under 18 | 18.3% | 3.4% |
% Seniors | 23.8% | 3.0% |
% WFH | 18.0% | 59.3% |
% w/ College Degree | 42.7% | 24.1% |
As of the latest ACS Survey released in 2023, Bluff Dale, TX is a predominantly white area, with 92.0% of the population identifying as white. The white population has grown by 3.3% in the last 5 years. The second most common race or ethnicity in Bluff Dale, TX is hispanic, making up 6.0% of the population. Foreign-born residents account for 2.1% of the population in Bluff Dale, TX, and this percentage has increased by 90.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.0% | 3.3% |
% Black | 0.0% | N/A |
% Hispanic | 6.0% | -41.2% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.1% | 90.9% |
Mortgage and Risk — Bluff Dale, TX
According to HUD data as of 2023, there were 86 mortgage originations in Bluff Dale, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Bluff Dale, TX. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 86 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Bluff Dale, TX
Bluff Dale, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,000 |
| 2 Bedroom | N/A | N/A | $1,290 |
| 3 Bedroom | $260 | $1,550 | $1,810 |
| 4 Bedroom | N/A | N/A | $2,160 |
Affordability — Bluff Dale, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $478,000 |
| Median Household Income | $110,000 |