Graham, TX—76450
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Graham, TX
Graham, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $213,000 | 0.5% |
| Single Family | $213,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $104,000 | -4.6% |
3 Bed | $210,000 | 2.4% |
4 Bed | $364,000 | 2.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Graham, TX
As of July '25, Rentcast reports the average rent in Graham, TX is $1,160, with a year-over-year rent change of 39.6%. Per bedroom, the median rent as of July '25 in Graham, TX is 1-bedrooms: $492, 3-bedrooms: $1,270, 4-bedrooms: $1,500. The most common rental property sizes in Graham, TX are 2-bedroom and 3-bedroom, accounting for 47.5% and 22.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,160 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $492 | $492 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,200 | $1,270 |
| 4 Bed Rent | $1,500 | $1,500 |
% of Rental Stock
Property Listings — Graham, TX
As of Nov '25, Realtor.com reports that the median days on market for a home in Graham, TX is 66. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $262,000 | -13.0% |
Listing Count | 87 | 16.0% |
| Listings as % of Homes | 0.6% | 16.0% |
Days on Market | 66 | -16.0% |
Demographics — Graham, TX
As of the latest ACS Survey released in 2023, Graham, TX has a population of 12,900, which has remained stable by -1.0% over the past 5 years. Graham, TX is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 24.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,900 | -1.0% |
% Under 18 | 23.3% | -4.5% |
% Seniors | 22.3% | 12.6% |
% WFH | 4.1% | -48.1% |
% w/ College Degree | 24.8% | 25.3% |
As of the latest ACS Survey released in 2023, Graham, TX is a predominantly white area, with 74.2% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Graham, TX is hispanic, making up 21.3% of the population. Foreign-born residents account for 6.6% of the population in Graham, TX, and this percentage has increased by 1.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.2% | -5.1% |
% Black | 2.3% | -11.5% |
% Hispanic | 21.3% | 21.0% |
% Asian | 0.1% | -85.7% |
% Foreign Born | 6.6% | 1.5% |
Mortgage and Risk — Graham, TX
According to HUD data as of 2023, there were 125 mortgage originations in Graham, TX, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Graham, TX. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 125 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Rentals and Section 8 — Graham, TX
Graham, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $278 | $492 | $770 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | $140 | $1,200 | $1,340 |
| 4 Bedroom | $40 | $1,500 | $1,540 |
Affordability — Graham, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $213,000 |
| Median Household Income | $67,100 |