Brownwood, TX—76801
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Brownwood, TX
As of Nov '25, the median home price in Brownwood, TX is $166,000, with a year-over-year change of -2.6%. This indicates that home prices in Brownwood, TX are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $166,000 | -2.6% |
| Single Family | $166,000 | -2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $128,000 | -2.3% |
3 Bed | $216,000 | 1.4% |
4 Bed | $341,000 | 1.5% |
| 5 Bed | $469,995 | 0.6% |
% of Housing Stock
Rental Trends — Brownwood, TX
As of July '25, Rentcast reports the average rent in Brownwood, TX is $1,150, with a year-over-year rent change of -12.9%. Per bedroom, the median rent as of July '25 in Brownwood, TX is 1-bedrooms: $705, 2-bedrooms: $1,170, 3-bedrooms: $1,470. The most common rental property sizes in Brownwood, TX are 2-bedroom and 1-bedroom, accounting for 40.6% and 28.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $750 | $705 |
| 2 Bed Rent | $1,200 | $1,170 |
| 3 Bed Rent | $1,450 | $1,470 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Brownwood, TX
As of Nov '25, Realtor.com reports that the median days on market for a home in Brownwood, TX is 93. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $239,000 | -4.0% |
Listing Count | 166 | 30.0% |
| Listings as % of Homes | 0.9% | 30.0% |
Days on Market | 93 | 2.0% |
Demographics — Brownwood, TX
As of the latest ACS Survey released in 2023, Brownwood, TX has a population of 25,200, which has remained stable by -0.7% over the past 5 years. Brownwood, TX is a moderately popular place for families, as children make up 21.5% of the population. The area has a poorly educated workforce, with 18.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,200 | -0.7% |
% Under 18 | 21.5% | -7.3% |
% Seniors | 18.6% | 8.1% |
% WFH | 3.7% | 76.2% |
% w/ College Degree | 18.7% | -1.6% |
As of the latest ACS Survey released in 2023, Brownwood, TX is a predominantly white area, with 66.0% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Brownwood, TX is hispanic, making up 26.2% of the population. Foreign-born residents account for 4.2% of the population in Brownwood, TX, and this percentage has decreased by 22.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.0% | -1.2% |
% Black | 4.0% | -18.4% |
% Hispanic | 26.2% | 1.6% |
% Asian | 0.5% | -44.4% |
% Foreign Born | 4.2% | -22.2% |
Mortgage and Risk — Brownwood, TX
According to HUD data as of 2023, there were 260 mortgage originations in Brownwood, TX, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Brownwood, TX. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 260 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 2.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 8.0% |
Rentals and Section 8 — Brownwood, TX
Brownwood, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 718 |
Total Units Section 8 | 484 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 88.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $750 | $800 |
| 2 Bedroom | -$190 | $1,200 | $1,010 |
| 3 Bedroom | -$160 | $1,450 | $1,290 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Brownwood, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $166,000 |
| Median Household Income | $51,700 |