River Oaks, Houston, TX77019

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$683,000
0.5% YoY Growth
Median Household Income
$108,000
7.7% 5-Year Growth
Days on Market
61
4.0% Longer than last year
Home Price Forecast
-0.4%
Median Rent
$2,000
3.0% YoY Growth
1-Bed Rent
$1,680
4.1% YoY Growth
2-Bed Rent
$2,360
9.4% YoY Growth
3-Bed Rent
$3,400
5.7% YoY Growth

Property Listings — River Oaks, Houston, TX

As of Aug '25 and according to Realtor.com, the median days on market for a home in River Oaks, Houston, TX is 61. This is an increase of 4.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%. This is a small percentage of inventory, suggesting little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$774,000-19.0%
Listing Count
219N/A
Listings as % of Homes1.0%N/A
Days on Market
614.0%
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Demographics — River Oaks, Houston, TX

MetricLatest CensusYoY % Change
Population
23,70011.0%
% Under 18
11.4%-13.0%
% Under 5N/AN/A
% Seniors
14.6%2.8%
% WFH
21.2%216.4%
% w/ College Degree
76.1%1.1%
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Race and Ethnicity

MetricLatest Census5-Year % Change
% White
57.0%-18.1%
% Black
9.8%53.1%
% Hispanic
18.0%48.8%
% Asian
10.2%5.2%
% Foreign Born
16.8%-5.1%
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Mortgage and Risk — River Oaks, Houston, TX

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in River Oaks, Houston, TX in that year was 322. 95.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 71.0%. Of those, 17.0% were >90% loan to value. This is considered elevated, suggesting that mortgage risk is medium in River Oaks, Houston, TX. Investor activity in River Oaks, Houston, TX is low, as 2.0% of all loans are originated by investors. In 2023, 4.0% of all loans were cash-out refinances, suggesting few homeowners are actively tapping their home's equity.

Mortgages

MetricZip Code AverageMetro AverageState Average
Total Loan Originations
322N/AN/A
% Conventional Loans
95.0%N/AN/A
% Government Loans
5.0%N/AN/A
% Investor Loans
2.0%N/AN/A
% Second Loans
2.0%N/AN/A
% Cash Out Refinance
4.0%N/AN/A
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Rentals and Section 8 — River Oaks, Houston, TX

As of 2024, the percent of homes in River Oaks, Houston, TX under the Section 8 program is 3.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays homeowners more than the average rental market rate for various home sizes. For each bedroom size, the average difference between HUD payments and market rents is shown in the table below.

Section 8 Market Size

Total Units under HUD
228
Total Units Section 8
228
% Rentals under Section 8
3.2%
% Occupied Section 8
91.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$240$1,680$1,920
2 Bedroom-$70$2,360$2,290
3 Bedroom-$350$3,400$3,050
4 Bedroom-$1,650$5,500$3,850

Affordability — River Oaks, Houston, TX

Home Price to Income Ratio

MetricZip Code AverageMetro AverageState Average
Home Price to Income Ratio6.1N/AN/A
Median Home Price$683,000N/AN/A
Median Household Income$108,000N/AN/A

River Oaks, Houston, TX — ZIP Code Boundary Map

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