Coldspring, TX77331

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$267,000
0.9% YoY Growth
Median Household Income
$50,300
2.0% 5-Year Growth
Days on Market
90
4.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,680
27.1% YoY Growth
1-Bed Rent
$800
8.4% YoY Growth
2-Bed Rent
$1,200
21.2% YoY Growth
3-Bed Rent
$1,800
19.4% YoY Growth

Property Listings — Coldspring, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Coldspring, TX is 90. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$354,000-1.0%
Listing Count
10316.0%
Listings as % of Homes1.2%16.0%
Days on Market
90-4.0%
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Demographics — Coldspring, TX

As of the latest ACS Survey released in 2023, Coldspring, TX has a population of 7,350, which has decreased by -4.6% over the past 5 years. Coldspring, TX is a less popular place for families, as children make up 14.4% of the population. The area has a poorly educated workforce, with 20.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,350-4.6%
% Under 18
14.4%-20.0%
% Seniors
30.4%13.9%
% WFH
8.4%86.7%
% w/ College Degree
20.5%42.4%
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As of the latest ACS Survey released in 2023, Coldspring, TX is a predominantly white area, with 77.7% of the population identifying as white. The white population has grown by 11.0% in the last 5 years. The second most common race or ethnicity in Coldspring, TX is black, making up 13.0% of the population. Foreign-born residents account for 3.2% of the population in Coldspring, TX, and this percentage has decreased by 15.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.7%11.0%
% Black
13.0%-15.0%
% Hispanic
4.2%-65.6%
% Asian
0.0%N/A
% Foreign Born
3.2%-15.8%
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Mortgage and Risk — Coldspring, TX

According to HUD data as of 2023, there were 95 mortgage originations in Coldspring, TX, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Coldspring, TX. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
95
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
2.0%
% Second Loans
14.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Coldspring, TX

Coldspring, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
7
Total Units Section 8
6
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$40$800$840
2 Bedroom-$270$1,200$930
3 Bedroom-$570$1,800$1,230
4 Bedroom-$760$2,000$1,240

Affordability — Coldspring, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.5
Median Home Price$267,000
Median Household Income$50,300

Coldspring, TX — ZIP Code Boundary Map

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Frequently Asked Questions