El Campo, TX—77437
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — El Campo, TX
As of Oct '25, the median home price in El Campo, TX is $216,000, with a year-over-year change of -2.3%. This indicates that home prices in El Campo, TX are decreasing. According to Zillow, the 1-year price projection is -3.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $216,000 | -2.3% |
| Single Family | $216,000 | -2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $59,000 | -15.7% |
2 Bed | $103,000 | -6.4% |
3 Bed | $198,000 | -0.5% |
4 Bed | $285,000 | 3.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — El Campo, TX
As of July '25, Rentcast reports the average rent in El Campo, TX is $1,140, with a year-over-year rent change of -24.5%. Per bedroom, the median rent as of July '25 in El Campo, TX is studios: $3,200, 1-bedrooms: $870, 2-bedrooms: $1,090, 3-bedrooms: $1,250. The most common rental property sizes in El Campo, TX are 2-bedroom and 3-bedroom, accounting for 47.7% and 24.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $976 | $1,140 |
| Studio Rent | $3,200 | $3,200 |
| 1 Bed Rent | $848 | $870 |
| 2 Bed Rent | $1,060 | $1,090 |
| 3 Bed Rent | $1,250 | $1,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — El Campo, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in El Campo, TX is 98. This is a increase of 66.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $242,000 | -8.0% |
Listing Count | 87 | 89.0% |
| Listings as % of Homes | 0.9% | 89.0% |
Days on Market | 98 | 66.0% |
Demographics — El Campo, TX
As of the latest ACS Survey released in 2023, El Campo, TX has a population of 18,900, which has increased by 11.7% over the past 5 years. El Campo, TX is a popular place for families, as children make up 28.3% of the population. The area has a poorly educated workforce, with 16.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,900 | 11.7% |
% Under 18 | 28.3% | -1.7% |
% Seniors | 16.0% | 3.9% |
% WFH | 4.8% | 92.0% |
% w/ College Degree | 16.7% | -11.2% |
As of the latest ACS Survey released in 2023, El Campo, TX is a predominantly hispanic area, with 49.8% of the population identifying as hispanic. The hispanic population has grown by 3.1% in the last 5 years. The second most common race or ethnicity in El Campo, TX is white, making up 43.5% of the population. Foreign-born residents account for 9.9% of the population in El Campo, TX, and this percentage has increased by 5.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 43.5% | 0.7% |
% Black | 6.1% | -30.7% |
% Hispanic | 49.8% | 3.1% |
% Asian | 0.1% | 0.0% |
% Foreign Born | 9.9% | 5.3% |
Mortgage and Risk — El Campo, TX
According to HUD data as of 2023, there were 140 mortgage originations in El Campo, TX, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in El Campo, TX. Investor activity is low, as 5.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 140 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — El Campo, TX
El Campo, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 191 |
Total Units Section 8 | 41 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 98.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$58 | $848 | $790 |
| 2 Bedroom | -$20 | $1,060 | $1,040 |
| 3 Bedroom | $110 | $1,250 | $1,360 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — El Campo, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $216,000 |
| Median Household Income | $72,500 |