Dayton, TX77535

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$313,000
2.3% YoY Growth
Household Income
$81,400
54.1% YoY Growth
Days on Market
68
8.0% Longer YoY
Home Price Forecast
0.6%
Median Rent
$1,980
10.4% YoY Growth
1-Bed Rent
$875
9.7% YoY Growth
2-Bed Rent
$1,450
1.3% YoY Growth
3-Bed Rent
$1,900
4.4% YoY Growth

Other Zip Codes in Dayton, TX

Property Listings — Dayton, TX

As of Nov '25, Realtor.com reports that the median days on market for a home in Dayton, TX is 68. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$364,000-7.0%
Listing Count
39939.0%
Listings as % of Homes1.8%39.0%
Days on Market
688.0%
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Demographics — Dayton, TX

As of the latest ACS Survey released in 2023, Dayton, TX has a population of 38,000, which has increased by 10.9% over the past 5 years. Dayton, TX is a popular place for families, as children make up 27.0% of the population. The area has a poorly educated workforce, with 13.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,00010.9%
% Under 18
27.0%25.6%
% Seniors
12.2%9.9%
% WFH
8.4%320.0%
% w/ College Degree
13.5%68.8%
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As of the latest ACS Survey released in 2023, Dayton, TX is a predominantly white area, with 63.6% of the population identifying as white. The white population has grown by 0.3% in the last 5 years. The second most common race or ethnicity in Dayton, TX is hispanic, making up 26.0% of the population. Foreign-born residents account for 7.5% of the population in Dayton, TX, and this percentage has decreased by 2.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
63.6%0.3%
% Black
7.3%-33.0%
% Hispanic
26.0%14.5%
% Asian
0.6%-40.0%
% Foreign Born
7.5%-2.6%
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Mortgage and Risk — Dayton, TX

According to HUD data as of 2023, there were 538 mortgage originations in Dayton, TX, of which 54.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 58.0% above 90% LTV (very high). This implies large mortgage risk in Dayton, TX. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
538
% Conventional Loans
54.0%
% Government Loans
46.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%
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Rentals and Section 8 — Dayton, TX

As of 2024, the percent of homes in Dayton, TX under the Section 8 program is 6.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Dayton, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
207
Total Units Section 8
106
% Rentals under Section 8
6.0%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$175$875$1,050
2 Bedroom-$200$1,450$1,250
3 Bedroom-$230$1,900$1,670
4 Bedroom-$550$2,650$2,100

Affordability — Dayton, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$313,000
Median Household Income$81,400

Dayton, TX — ZIP Code Boundary Map

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Frequently Asked Questions