Somerville, TX77879

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$201,000
2.7% YoY Growth
Median Household Income
$70,800
28.2% 5-Year Growth
Days on Market
97
12.0% Shorter than last year
Home Price Forecast
0.6%
Median Rent
$1,600
35.5% YoY Growth
1-Bed Rent
$1,500
22.0% YoY Growth
2-Bed Rent
$1,500
18.9% YoY Growth
3-Bed Rent
$2,300
58.7% YoY Growth

Property Listings — Somerville, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Somerville, TX is 97. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$307,00013.0%
Listing Count
5727.0%
Listings as % of Homes1.1%27.0%
Days on Market
97-12.0%
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Demographics — Somerville, TX

As of the latest ACS Survey released in 2023, Somerville, TX has a population of 4,780, which has decreased by -14.5% over the past 5 years. Somerville, TX is a moderately popular place for families, as children make up 15.7% of the population. The area has a moderately educated workforce, with 25.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,780-14.5%
% Under 18
15.7%-19.1%
% Seniors
26.7%19.7%
% WFH
15.7%∞%
% w/ College Degree
25.4%49.4%
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As of the latest ACS Survey released in 2023, Somerville, TX is a predominantly white area, with 58.7% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Somerville, TX is hispanic, making up 22.8% of the population. Foreign-born residents account for 8.0% of the population in Somerville, TX, and this percentage has increased by 66.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.7%-5.9%
% Black
14.0%-6.0%
% Hispanic
22.8%14.6%
% Asian
3.0%∞%
% Foreign Born
8.0%66.7%
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Mortgage and Risk — Somerville, TX

According to HUD data as of 2023, there were 121 mortgage originations in Somerville, TX, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 88.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Somerville, TX. Investor activity is low, as 7.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
121
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
7.0%
% Second Loans
5.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Somerville, TX

As of 2024, the percent of homes in Somerville, TX under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Somerville, TX, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
5
Total Units Section 8
5
% Rentals under Section 8
0.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$480$1,500$1,020
2 Bedroom-$370$1,500$1,130
3 Bedroom-$720$2,300$1,580
4 Bedroom-$50$1,800$1,750

Affordability — Somerville, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$201,000
Median Household Income$70,800

Somerville, TX — ZIP Code Boundary Map

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Frequently Asked Questions