Stone Oak, San Antonio, TX—78248
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Stone Oak, San Antonio, TX
Home Price Trends — Stone Oak, San Antonio, TX
As of Nov '25, the median home price in Stone Oak, San Antonio, TX is $487,000, with a year-over-year change of -1.3%. This indicates that home prices in Stone Oak, San Antonio, TX are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $487,000 | -1.3% |
| Single Family | $499,000 | -1.4% |
| Condos | $235,000 | 0.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $244,000 | 1.7% |
3 Bed | $418,000 | -0.9% |
4 Bed | $536,000 | -1.1% |
| 5 Bed | $697,762 | -0.1% |
% of Housing Stock
Rental Trends — Stone Oak, San Antonio, TX
As of July '25, Rentcast reports the average rent in Stone Oak, San Antonio, TX is $2,880, with a year-over-year rent change of 8.3%. Per bedroom, the median rent as of July '25 in Stone Oak, San Antonio, TX is 1-bedrooms: $975, 2-bedrooms: $1,490, 3-bedrooms: $2,840, 4-bedrooms: $3,310. The most common rental property sizes in Stone Oak, San Antonio, TX are 2-bedroom and 1-bedroom, accounting for 41.3% and 40.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,900 | $2,880 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $936 | $975 |
| 2 Bed Rent | $1,500 | $1,490 |
| 3 Bed Rent | $2,750 | $2,840 |
| 4 Bed Rent | $3,320 | $3,310 |
% of Rental Stock
Property Listings — Stone Oak, San Antonio, TX
As of Nov '25, Realtor.com reports that the median days on market for a home in Stone Oak, San Antonio, TX is 60. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $508,000 | -3.0% |
Listing Count | 81 | 18.0% |
| Listings as % of Homes | 0.5% | 18.0% |
Days on Market | 60 | -15.0% |
Demographics — Stone Oak, San Antonio, TX
As of the latest ACS Survey released in 2023, Stone Oak, San Antonio, TX has a population of 14,100, which has decreased by -1.7% over the past 5 years. Stone Oak, San Antonio, TX is a moderately popular place for families, as children make up 21.4% of the population. The area has a highly educated workforce, with 65.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,100 | -1.7% |
% Under 18 | 21.4% | -5.3% |
% Seniors | 19.8% | 14.5% |
% WFH | 20.0% | 108.3% |
% w/ College Degree | 65.1% | 8.9% |
As of the latest ACS Survey released in 2023, Stone Oak, San Antonio, TX is a predominantly white area, with 58.9% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Stone Oak, San Antonio, TX is hispanic, making up 34.2% of the population. Foreign-born residents account for 7.7% of the population in Stone Oak, San Antonio, TX, and this percentage has decreased by 15.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 58.9% | -10.5% |
% Black | 1.7% | 88.9% |
% Hispanic | 34.2% | 23.9% |
% Asian | 1.3% | -56.7% |
% Foreign Born | 7.7% | -15.4% |
Mortgage and Risk — Stone Oak, San Antonio, TX
According to HUD data as of 2023, there were 206 mortgage originations in Stone Oak, San Antonio, TX, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Stone Oak, San Antonio, TX. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 206 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 14.0% |
Rentals and Section 8 — Stone Oak, San Antonio, TX
As of 2024, the percent of homes in Stone Oak, San Antonio, TX under the Section 8 program is 0.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Stone Oak, San Antonio, TX, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $414 | $936 | $1,350 |
| 2 Bedroom | $140 | $1,500 | $1,640 |
| 3 Bedroom | -$670 | $2,750 | $2,080 |
| 4 Bedroom | -$870 | $3,320 | $2,450 |
Affordability — Stone Oak, San Antonio, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $487,000 |
| Median Household Income | $131,000 |