Garden Ridge, TX—78266
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Garden Ridge, TX
As of Nov '25, the median home price in Garden Ridge, TX is $578,000, with a year-over-year change of -2.4%. This indicates that home prices in Garden Ridge, TX are decreasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $578,000 | -2.4% |
| Single Family | $578,000 | -2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $495,000 | -2.2% |
4 Bed | $452,000 | -2.2% |
| 5 Bed | $704,229 | -2.4% |
% of Housing Stock
Rental Trends — Garden Ridge, TX
As of July '25, Rentcast reports the average rent in Garden Ridge, TX is $2,490, with a year-over-year rent change of -6.4%. Per bedroom, the median rent as of July '25 in Garden Ridge, TX is 3-bedrooms: $2,520, 4-bedrooms: $2,430. The most common rental property sizes in Garden Ridge, TX are 4-bedroom and 3-bedroom, accounting for 47.8% and 34.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,490 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,250 | $2,520 |
| 4 Bed Rent | $2,350 | $2,430 |
% of Rental Stock
Property Listings — Garden Ridge, TX
As of Nov '25, Realtor.com reports that the median days on market for a home in Garden Ridge, TX is 71. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $780,000 | 0.0% |
Listing Count | 74 | 9.0% |
| Listings as % of Homes | 1.3% | 9.0% |
Days on Market | 71 | -3.0% |
Demographics — Garden Ridge, TX
As of the latest ACS Survey released in 2023, Garden Ridge, TX has a population of 7,270, which has increased by 9.7% over the past 5 years. Garden Ridge, TX is a moderately popular place for families, as children make up 20.1% of the population. The area has a highly educated workforce, with 51.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,270 | 9.7% |
% Under 18 | 20.1% | -23.0% |
% Seniors | 19.4% | 4.9% |
% WFH | 20.4% | 218.7% |
% w/ College Degree | 51.6% | -18.7% |
As of the latest ACS Survey released in 2023, Garden Ridge, TX is a predominantly white area, with 44.4% of the population identifying as white. The white population has shrunk by 29.1% in the last 5 years. The second most common race or ethnicity in Garden Ridge, TX is hispanic, making up 35.8% of the population. Foreign-born residents account for 5.6% of the population in Garden Ridge, TX, and this percentage has decreased by 11.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.4% | -29.1% |
% Black | 16.0% | 31.1% |
% Hispanic | 35.8% | 117.0% |
% Asian | 0.8% | -81.0% |
% Foreign Born | 5.6% | -11.1% |
Mortgage and Risk — Garden Ridge, TX
According to HUD data as of 2023, there were 126 mortgage originations in Garden Ridge, TX, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Garden Ridge, TX. Investor activity is low, as 1.0% of loans were by investors. 23.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 126 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 23.0% |
Rentals and Section 8 — Garden Ridge, TX
Garden Ridge, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 2.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,850 |
| 2 Bedroom | N/A | N/A | $2,250 |
| 3 Bedroom | $610 | $2,250 | $2,860 |
| 4 Bedroom | $1,010 | $2,350 | $3,360 |
Affordability — Garden Ridge, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $578,000 |
| Median Household Income | $132,000 |