Roscoe, TX—79545
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roscoe, TX
As of Oct '25, the median home price in Roscoe, TX is $132,000, with a year-over-year change of -7.0%. This indicates that home prices in Roscoe, TX are decreasing. According to Zillow, the 1-year price projection is -4.7%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $132,000 | -7.0% |
| Single Family | $132,000 | -5.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Roscoe, TX
Roscoe, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Roscoe, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Roscoe, TX is 91. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $155,000 | 23.0% |
Listing Count | 8 | -27.0% |
| Listings as % of Homes | 0.8% | -27.0% |
Days on Market | 91 | 37.0% |
Demographics — Roscoe, TX
As of the latest ACS Survey released in 2023, Roscoe, TX has a population of 1,780, which has decreased by -5.0% over the past 5 years. Roscoe, TX is a popular place for families, as children make up 30.4% of the population. The area has a poorly educated workforce, with 18.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,780 | -5.0% |
% Under 18 | 30.4% | 20.2% |
% Seniors | 17.6% | 34.4% |
% WFH | 4.0% | 21.2% |
% w/ College Degree | 18.5% | -33.5% |
As of the latest ACS Survey released in 2023, Roscoe, TX is a predominantly white area, with 60.4% of the population identifying as white. The white population has grown by 13.3% in the last 5 years. The second most common race or ethnicity in Roscoe, TX is hispanic, making up 35.3% of the population. Foreign-born residents account for 4.7% of the population in Roscoe, TX, and this percentage has decreased by 59.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.4% | 13.3% |
% Black | 3.0% | ∞% |
% Hispanic | 35.3% | -21.7% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 4.7% | -59.8% |
Mortgage and Risk — Roscoe, TX
According to HUD data as of 2023, there were 26 mortgage originations in Roscoe, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 82.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Roscoe, TX. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 26 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Roscoe, TX
Roscoe, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,310 |
| 4 Bedroom | N/A | N/A | $1,570 |
Affordability — Roscoe, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $132,000 |
| Median Household Income | $55,700 |