Boulder, CO80301

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$696,000
3.7% YoY Growth
Median Household Income
$93,000
12.7% 5-Year Growth
Days on Market
62
28.0% Longer than last year
Home Price Forecast
-0.9%
Median Rent
$2,190
2.3% YoY Growth
1-Bed Rent
$1,850
10.5% YoY Growth
2-Bed Rent
$2,100
14.7% YoY Growth
3-Bed Rent
$3,000
4.1% YoY Growth

Other Zip Codes in Boulder, CO

Property Listings — Boulder, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Boulder, CO is 62. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$575,000-19.0%
Listing Count
17911.0%
Listings as % of Homes0.3%11.0%
Days on Market
6228.0%
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Demographics — Boulder, CO

As of the latest ACS Survey released in 2023, Boulder, CO has a population of 25,300, which has decreased by -1.7% over the past 5 years. Boulder, CO is a less popular place for families, as children make up 14.2% of the population. The area has a highly educated workforce, with 69.3% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 32.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,300-1.7%
% Under 18
14.2%-9.0%
% Seniors
15.4%14.1%
% WFH
32.3%164.8%
% w/ College Degree
69.3%1.8%
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As of the latest ACS Survey released in 2023, Boulder, CO is a predominantly white area, with 79.9% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Boulder, CO is hispanic, making up 10.8% of the population. Foreign-born residents account for 9.2% of the population in Boulder, CO, and this percentage has decreased by 20.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
79.9%-2.8%
% Black
0.9%50.0%
% Hispanic
10.8%-0.9%
% Asian
3.6%-5.3%
% Foreign Born
9.2%-20.7%
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Mortgage and Risk — Boulder, CO

According to HUD data as of 2023, there were 408 mortgage originations in Boulder, CO, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Boulder, CO. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
408
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
2.0%
% Second Loans
3.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Boulder, CO

As of 2024, the percent of homes in Boulder, CO under the Section 8 program is 8.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Boulder, CO, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
525
Total Units Section 8
525
% Rentals under Section 8
8.7%
% Occupied Section 8
88.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$100$1,850$1,750
2 Bedroom$20$2,100$2,120
3 Bedroom-$220$3,000$2,780
4 Bedroom-$770$3,950$3,180

Affordability — Boulder, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.7
Median Home Price$696,000
Median Household Income$93,000

Boulder, CO — ZIP Code Boundary Map

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Frequently Asked Questions