Longmont, CO80501

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$485,000
3.3% YoY Growth
Median Household Income
$77,700
37.6% 5-Year Growth
Days on Market
45
4.0% Longer than last year
Home Price Forecast
-1.2%
Median Rent
$1,580
7.8% YoY Growth
1-Bed Rent
$1,400
13.1% YoY Growth
2-Bed Rent
$1,500
6.3% YoY Growth
3-Bed Rent
$2,400
9.0% YoY Growth

Other Zip Codes in Longmont, CO

Property Listings — Longmont, CO

As of Oct '25, Realtor.com reports that the median days on market for a home in Longmont, CO is 45. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 46.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$499,000-5.0%
Listing Count
123-9.0%
Listings as % of Homes0.2%-9.0%
Days on Market
454.0%
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Demographics — Longmont, CO

As of the latest ACS Survey released in 2023, Longmont, CO has a population of 43,600, which has increased by 3.9% over the past 5 years. Longmont, CO is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 38.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,6003.9%
% Under 18
20.3%-13.6%
% Seniors
17.1%17.1%
% WFH
16.6%133.8%
% w/ College Degree
38.6%25.7%
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As of the latest ACS Survey released in 2023, Longmont, CO is a predominantly white area, with 61.6% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Longmont, CO is hispanic, making up 30.6% of the population. Foreign-born residents account for 12.0% of the population in Longmont, CO, and this percentage has decreased by 12.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.6%-1.0%
% Black
1.6%45.5%
% Hispanic
30.6%-7.0%
% Asian
1.5%-21.1%
% Foreign Born
12.0%-12.4%
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Mortgage and Risk — Longmont, CO

According to HUD data as of 2023, there were 632 mortgage originations in Longmont, CO, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Longmont, CO. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
632
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Longmont, CO

As of 2024, the percent of homes in Longmont, CO under the Section 8 program is 13.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Longmont, CO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
1,148
Total Units Section 8
1,040
% Rentals under Section 8
13.5%
% Occupied Section 8
89.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$250$1,400$1,650
2 Bedroom$500$1,500$2,000
3 Bedroom$210$2,400$2,610
4 Bedroom$460$2,600$3,060

Affordability — Longmont, CO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.5
Median Home Price$485,000
Median Household Income$77,700

Longmont, CO — ZIP Code Boundary Map

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Frequently Asked Questions