Fort Collins, CO—80525
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Collins, CO
As of Oct '25, the median home price in Fort Collins, CO is $561,000, with a year-over-year change of -0.8%. This indicates that home prices in Fort Collins, CO are flat. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $561,000 | -0.8% |
| Single Family | $599,000 | -0.7% |
| Condos | $322,000 | -3.9% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $253,000 | -3.8% |
2 Bed | $350,000 | -3.3% |
3 Bed | $537,000 | -0.7% |
4 Bed | $641,000 | -0.6% |
| 5 Bed | $753,000 | -0.7% |
% of Housing Stock
Rental Trends — Fort Collins, CO
As of July '25, Rentcast reports the average rent in Fort Collins, CO is $1,970, with a year-over-year rent change of -4.8%. Per bedroom, the median rent as of July '25 in Fort Collins, CO is studios: $1,400, 1-bedrooms: $1,410, 2-bedrooms: $1,730, 3-bedrooms: $2,450, 4-bedrooms: $2,780. The most common rental property sizes in Fort Collins, CO are 2-bedroom and 1-bedroom, accounting for 41.3% and 22.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,840 | $1,970 |
| Studio Rent | $1,400 | $1,400 |
| 1 Bed Rent | $1,400 | $1,410 |
| 2 Bed Rent | $1,700 | $1,730 |
| 3 Bed Rent | $2,500 | $2,450 |
| 4 Bed Rent | $2,800 | $2,780 |
% of Rental Stock
Property Listings — Fort Collins, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Collins, CO is 51. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $568,000 | -2.0% |
Listing Count | 199 | 15.0% |
| Listings as % of Homes | 0.3% | 15.0% |
Days on Market | 51 | 27.0% |
Demographics — Fort Collins, CO
As of the latest ACS Survey released in 2023, Fort Collins, CO has a population of 55,500, which has increased by 2.3% over the past 5 years. Fort Collins, CO is a moderately popular place for families, as children make up 16.8% of the population. The area has a highly educated workforce, with 58.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 55,500 | 2.3% |
% Under 18 | 16.8% | -19.6% |
% Seniors | 15.8% | 15.3% |
% WFH | 22.6% | 175.6% |
% w/ College Degree | 58.8% | 5.6% |
As of the latest ACS Survey released in 2023, Fort Collins, CO is a predominantly white area, with 79.4% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Fort Collins, CO is hispanic, making up 11.5% of the population. Foreign-born residents account for 7.0% of the population in Fort Collins, CO, and this percentage has increased by 34.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.4% | -2.1% |
% Black | 1.0% | -41.2% |
% Hispanic | 11.5% | -3.4% |
% Asian | 2.7% | -3.6% |
% Foreign Born | 7.0% | 34.6% |
Mortgage and Risk — Fort Collins, CO
According to HUD data as of 2023, there were 930 mortgage originations in Fort Collins, CO, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Fort Collins, CO. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 930 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Fort Collins, CO
As of 2024, the percent of homes in Fort Collins, CO under the Section 8 program is 8.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Fort Collins, CO, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,169 |
Total Units Section 8 | 1,147 |
% Rentals under Section 8 | 8.1% |
% Occupied Section 8 | 87.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $150 | $1,400 | $1,550 |
| 2 Bedroom | $120 | $1,700 | $1,820 |
| 3 Bedroom | $50 | $2,500 | $2,550 |
| 4 Bedroom | -$90 | $2,800 | $2,710 |
Affordability — Fort Collins, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6 |
| Median Home Price | $561,000 |
| Median Household Income | $93,300 |