Sterling, CO—80751
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sterling, CO
As of Oct '25, the median home price in Sterling, CO is $243,000, with a year-over-year change of 2.6%. This indicates that home prices in Sterling, CO are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $243,000 | 2.6% |
| Single Family | $243,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $125,000 | 1.6% |
2 Bed | $180,000 | 2.9% |
3 Bed | $256,000 | 2.4% |
4 Bed | $313,000 | 3.0% |
| 5 Bed | $389,000 | 2.6% |
% of Housing Stock
Rental Trends — Sterling, CO
As of July '25, Rentcast reports the average rent in Sterling, CO is $1,060, with a year-over-year rent change of -3.6%. Per bedroom, the median rent as of July '25 in Sterling, CO is studios: $683, 1-bedrooms: $930, 2-bedrooms: $1,010, 3-bedrooms: $1,190, 4-bedrooms: $2,150. The most common rental property sizes in Sterling, CO are 2-bedroom and 1-bedroom, accounting for 46.8% and 24.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $925 | $1,060 |
| Studio Rent | $675 | $683 |
| 1 Bed Rent | $800 | $930 |
| 2 Bed Rent | $850 | $1,010 |
| 3 Bed Rent | $1,200 | $1,190 |
| 4 Bed Rent | $1,900 | $2,150 |
% of Rental Stock
Property Listings — Sterling, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Sterling, CO is 71. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $270,000 | -1.0% |
Listing Count | 98 | 74.0% |
| Listings as % of Homes | 0.8% | 74.0% |
Days on Market | 71 | 43.0% |
Demographics — Sterling, CO
As of the latest ACS Survey released in 2023, Sterling, CO has a population of 17,200, which has decreased by -1.4% over the past 5 years. Sterling, CO is a moderately popular place for families, as children make up 18.0% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,200 | -1.4% |
% Under 18 | 18.0% | -14.7% |
% Seniors | 18.5% | 8.2% |
% WFH | 7.1% | 91.9% |
% w/ College Degree | 18.0% | -14.3% |
As of the latest ACS Survey released in 2023, Sterling, CO is a predominantly white area, with 73.6% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Sterling, CO is hispanic, making up 19.1% of the population. Foreign-born residents account for 5.4% of the population in Sterling, CO, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.6% | -3.3% |
% Black | 1.8% | 63.6% |
% Hispanic | 19.1% | 15.8% |
% Asian | 0.3% | -62.5% |
% Foreign Born | 5.4% | 20.0% |
Mortgage and Risk — Sterling, CO
According to HUD data as of 2023, there were 295 mortgage originations in Sterling, CO, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Sterling, CO. Investor activity is low, as 5.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 295 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Sterling, CO
Sterling, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 267 |
Total Units Section 8 | 157 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 81.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$10 | $800 | $790 |
| 2 Bedroom | $180 | $850 | $1,030 |
| 3 Bedroom | $240 | $1,200 | $1,440 |
| 4 Bedroom | -$350 | $1,900 | $1,550 |
Affordability — Sterling, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $243,000 |
| Median Household Income | $49,200 |