Horseshoe Bend, ID—83629

As of Aug '25, the median home price in Horseshoe Bend, ID is $494,000, with a year-over-year change of 1.4%. This indicates that home prices in Horseshoe Bend, ID are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Horseshoe Bend, ID is 71. This is an increase of 29.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Horseshoe Bend, ID in that year was 113. 82.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 51.0%. Of those, 19.0% were >90% loan to value. This is considered elevated, suggesting that mortgage risk is medium in Horseshoe Bend, ID. Investor activity in Horseshoe Bend, ID is low, as 2.0% of all loans are originated by investors. In 2023, 12.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.