Nampa, ID—83687
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Nampa, ID
As of Oct '25, the median home price in Nampa, ID is $421,000, with a year-over-year change of -0.3%. This indicates that home prices in Nampa, ID are flat. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $421,000 | -0.3% |
| Single Family | $422,000 | -0.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $251,000 | -2.0% |
2 Bed | $301,000 | -1.0% |
3 Bed | $393,000 | -0.5% |
4 Bed | $472,000 | 0.6% |
| 5 Bed | $543,000 | 0.2% |
% of Housing Stock
Rental Trends — Nampa, ID
As of July '25, Rentcast reports the average rent in Nampa, ID is $1,800, with a year-over-year rent change of 1.1%. Per bedroom, the median rent as of July '25 in Nampa, ID is studios: $1,340, 1-bedrooms: $1,290, 2-bedrooms: $1,430, 3-bedrooms: $1,960, 4-bedrooms: $2,870. The most common rental property sizes in Nampa, ID are 3-bedroom and 2-bedroom, accounting for 41.6% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,800 |
| Studio Rent | $1,200 | $1,340 |
| 1 Bed Rent | $1,320 | $1,290 |
| 2 Bed Rent | $1,400 | $1,430 |
| 3 Bed Rent | $1,950 | $1,960 |
| 4 Bed Rent | $2,340 | $2,870 |
% of Rental Stock
Property Listings — Nampa, ID
As of Oct '25, Realtor.com reports that the median days on market for a home in Nampa, ID is 49. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $481,000 | 9.0% |
Listing Count | 278 | 7.0% |
| Listings as % of Homes | 2.3% | 7.0% |
Days on Market | 49 | -11.0% |
Demographics — Nampa, ID
As of the latest ACS Survey released in 2023, Nampa, ID has a population of 40,300, which has increased by 18.8% over the past 5 years. Nampa, ID is a popular place for families, as children make up 27.7% of the population. The area has a moderately educated workforce, with 26.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 40,300 | 18.8% |
% Under 18 | 27.7% | -7.7% |
% Seniors | 11.8% | 20.4% |
% WFH | 12.5% | 111.9% |
% w/ College Degree | 26.9% | 43.9% |
As of the latest ACS Survey released in 2023, Nampa, ID is a predominantly white area, with 70.6% of the population identifying as white. The white population has shrunk by 5.2% in the last 5 years. The second most common race or ethnicity in Nampa, ID is hispanic, making up 20.9% of the population. Foreign-born residents account for 7.1% of the population in Nampa, ID, and this percentage has increased by 7.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.6% | -5.2% |
% Black | 1.8% | 260.0% |
% Hispanic | 20.9% | -0.9% |
% Asian | 1.0% | 66.7% |
% Foreign Born | 7.1% | 7.6% |
Mortgage and Risk — Nampa, ID
According to HUD data as of 2023, there were 1346 mortgage originations in Nampa, ID, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Nampa, ID. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,346 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Nampa, ID
As of 2024, the percent of homes in Nampa, ID under the Section 8 program is 6.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Nampa, ID, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 241 |
Total Units Section 8 | 241 |
% Rentals under Section 8 | 6.2% |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $190 | $1,320 | $1,510 |
| 2 Bedroom | $410 | $1,400 | $1,810 |
| 3 Bedroom | $590 | $1,950 | $2,540 |
| 4 Bedroom | $690 | $2,340 | $3,030 |
Affordability — Nampa, ID
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.9 |
| Median Home Price | $421,000 |
| Median Household Income | $72,300 |