Moscow, ID83843

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$473,000
2.4% YoY Growth
Median Household Income
$59,900
47.0% 5-Year Growth
Days on Market
67
4.0% Longer than last year
Home Price Forecast
1.9%
Median Rent
$1,500
32.2% YoY Growth
1-Bed Rent
$950
12.5% YoY Growth
2-Bed Rent
$1,500
40.4% YoY Growth
3-Bed Rent
$1,840
10.7% YoY Growth

Property Listings — Moscow, ID

As of Oct '25, Realtor.com reports that the median days on market for a home in Moscow, ID is 67. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$504,000-7.0%
Listing Count
8510.0%
Listings as % of Homes0.3%10.0%
Days on Market
674.0%
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Demographics — Moscow, ID

As of the latest ACS Survey released in 2023, Moscow, ID has a population of 25,400, which has decreased by -5.2% over the past 5 years. Moscow, ID is a moderately popular place for families, as children make up 19.1% of the population. The area has a highly educated workforce, with 52.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,400-5.2%
% Under 18
19.1%9.1%
% Seniors
13.0%20.4%
% WFH
10.1%134.9%
% w/ College Degree
52.4%-5.1%
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As of the latest ACS Survey released in 2023, Moscow, ID is a predominantly white area, with 84.4% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Moscow, ID is hispanic, making up 4.8% of the population. Foreign-born residents account for 5.2% of the population in Moscow, ID, and this percentage has decreased by 32.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.4%-4.1%
% Black
1.3%30.0%
% Hispanic
4.8%-5.9%
% Asian
2.6%-10.3%
% Foreign Born
5.2%-32.5%
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Mortgage and Risk — Moscow, ID

According to HUD data as of 2023, there were 330 mortgage originations in Moscow, ID, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Moscow, ID. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
330
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Moscow, ID

Moscow, ID lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
243
Total Units Section 8
230
% Rentals under Section 8
N/A
% Occupied Section 8
82.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$170$950$780
2 Bedroom-$570$1,500$930
3 Bedroom-$530$1,840$1,310
4 Bedroom-$620$2,200$1,580

Affordability — Moscow, ID

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.4
Median Home Price$473,000
Median Household Income$59,900

Moscow, ID — ZIP Code Boundary Map

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Frequently Asked Questions