Central City, Salt Lake City, UT84111

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$443,000
0.1% YoY Growth
Household Income
$57,200
56.6% YoY Growth
Days on Market
74
63.0% Longer YoY
Home Price Forecast
0.6%
Median Rent
$1,200
17.4% YoY Growth
1-Bed Rent
$1,200
7.4% YoY Growth
2-Bed Rent
$1,850
1.1% YoY Growth
3-Bed Rent
$2,440
16.3% YoY Growth

Other Zip Codes in Central City, Salt Lake City, UT

Property Listings — Central City, Salt Lake City, UT

As of Nov '25, Realtor.com reports that the median days on market for a home in Central City, Salt Lake City, UT is 74. This is a increase of 63.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$475,000-5.0%
Listing Count
44-18.0%
Listings as % of Homes0.2%-18.0%
Days on Market
7463.0%
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Demographics — Central City, Salt Lake City, UT

As of the latest ACS Survey released in 2023, Central City, Salt Lake City, UT has a population of 12,400, which has increased by 2.6% over the past 5 years. Central City, Salt Lake City, UT is a less popular place for families, as children make up 10.5% of the population. The area has a highly educated workforce, with 54.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
12,4002.6%
% Under 18
10.5%-18.0%
% Seniors
9.9%-13.2%
% WFH
22.4%339.2%
% w/ College Degree
54.5%31.0%
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As of the latest ACS Survey released in 2023, Central City, Salt Lake City, UT is a predominantly white area, with 67.2% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Central City, Salt Lake City, UT is hispanic, making up 16.2% of the population. Foreign-born residents account for 17.1% of the population in Central City, Salt Lake City, UT, and this percentage has increased by 23.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
67.2%-0.3%
% Black
2.0%-73.0%
% Hispanic
16.2%3.8%
% Asian
8.7%107.1%
% Foreign Born
17.1%23.0%
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Mortgage and Risk — Central City, Salt Lake City, UT

According to HUD data as of 2023, there were 95 mortgage originations in Central City, Salt Lake City, UT, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Central City, Salt Lake City, UT. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
95
% Conventional Loans
91.0%
% Government Loans
9.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%
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Rentals and Section 8 — Central City, Salt Lake City, UT

As of 2024, the percent of homes in Central City, Salt Lake City, UT under the Section 8 program is 15.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Central City, Salt Lake City, UT, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,159
Total Units Section 8
990
% Rentals under Section 8
15.4%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$260$1,200$1,460
2 Bedroom-$90$1,850$1,760
3 Bedroom-$80$2,440$2,360
4 Bedroom-$1,510$4,200$2,690

Affordability — Central City, Salt Lake City, UT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.8
Median Home Price$443,000
Median Household Income$57,200

Central City, Salt Lake City, UT — ZIP Code Boundary Map

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Frequently Asked Questions