Provo, UT84606

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$424,000
2.8% YoY Growth
Median Household Income
$52,100
42.7% 5-Year Growth
Days on Market
52
9.0% Shorter than last year
Home Price Forecast
0.8%
Median Rent
$1,200
3.5% YoY Growth
1-Bed Rent
$1,040
10.6% YoY Growth
2-Bed Rent
$1,200
3.1% YoY Growth
3-Bed Rent
$1,950
8.7% YoY Growth

Other Zip Codes in Provo, UT

Property Listings — Provo, UT

As of Oct '25, Realtor.com reports that the median days on market for a home in Provo, UT is 52. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$425,000-8.0%
Listing Count
6052.0%
Listings as % of Homes0.3%52.0%
Days on Market
52-9.0%
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Demographics — Provo, UT

As of the latest ACS Survey released in 2023, Provo, UT has a population of 35,900, which has remained stable by 0.5% over the past 5 years. Provo, UT is a moderately popular place for families, as children make up 15.5% of the population. The area has a highly educated workforce, with 45.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
35,9000.5%
% Under 18
15.5%-2.5%
% Seniors
2.7%12.5%
% WFH
14.2%195.8%
% w/ College Degree
45.1%0.9%
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As of the latest ACS Survey released in 2023, Provo, UT is a predominantly white area, with 71.3% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Provo, UT is hispanic, making up 16.5% of the population. Foreign-born residents account for 11.9% of the population in Provo, UT, and this percentage has increased by 29.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
71.3%-7.0%
% Black
1.2%100.0%
% Hispanic
16.5%13.0%
% Asian
2.3%-4.2%
% Foreign Born
11.9%29.3%
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Mortgage and Risk — Provo, UT

According to HUD data as of 2023, there were 254 mortgage originations in Provo, UT, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Provo, UT. Investor activity is low, as 8.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
254
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
8.0%
% Second Loans
2.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Provo, UT

As of 2024, the percent of homes in Provo, UT under the Section 8 program is 4.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Provo, UT, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
403
Total Units Section 8
362
% Rentals under Section 8
4.2%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$70$1,040$1,110
2 Bedroom$90$1,200$1,290
3 Bedroom-$140$1,950$1,810
4 Bedroom$120$2,050$2,170

Affordability — Provo, UT

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio8
Median Home Price$424,000
Median Household Income$52,100

Provo, UT — ZIP Code Boundary Map

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Frequently Asked Questions