Garfield, Phoenix, AZ85006

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$403,000
5.5% YoY Growth
Household Income
$60,700
70.6% YoY Growth
Days on Market
88
17.0% Longer YoY
Home Price Forecast
0.1%
Median Rent
$1,500
10.3% YoY Growth
1-Bed Rent
$1,200
10.6% YoY Growth
2-Bed Rent
$1,640
4.3% YoY Growth
3-Bed Rent
$2,500
5.1% YoY Growth

Property Listings — Garfield, Phoenix, AZ

As of Nov '25, Realtor.com reports that the median days on market for a home in Garfield, Phoenix, AZ is 88. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$480,000-5.0%
Listing Count
748.0%
Listings as % of Homes0.6%8.0%
Days on Market
8817.0%
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Demographics — Garfield, Phoenix, AZ

As of the latest ACS Survey released in 2023, Garfield, Phoenix, AZ has a population of 22,100, which has decreased by -21.6% over the past 5 years. Garfield, Phoenix, AZ is a moderately popular place for families, as children make up 22.6% of the population. The area has a moderately educated workforce, with 26.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
22,100-21.6%
% Under 18
22.6%-17.5%
% Seniors
7.8%14.7%
% WFH
15.1%243.2%
% w/ College Degree
26.6%21.5%
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As of the latest ACS Survey released in 2023, Garfield, Phoenix, AZ is a predominantly hispanic area, with 58.4% of the population identifying as hispanic. The hispanic population has shrunk by 10.8% in the last 5 years. The second most common race or ethnicity in Garfield, Phoenix, AZ is white, making up 29.9% of the population. Foreign-born residents account for 20.7% of the population in Garfield, Phoenix, AZ, and this percentage has decreased by 25.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
29.9%15.9%
% Black
7.0%84.2%
% Hispanic
58.4%-10.8%
% Asian
1.5%50.0%
% Foreign Born
20.7%-25.5%
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Mortgage and Risk — Garfield, Phoenix, AZ

According to HUD data as of 2023, there were 258 mortgage originations in Garfield, Phoenix, AZ, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Garfield, Phoenix, AZ. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
258
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%
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Rentals and Section 8 — Garfield, Phoenix, AZ

As of 2024, the percent of homes in Garfield, Phoenix, AZ under the Section 8 program is 9.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Garfield, Phoenix, AZ, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
646
Total Units Section 8
568
% Rentals under Section 8
9.5%
% Occupied Section 8
92.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$240$1,200$1,440
2 Bedroom$50$1,640$1,690
3 Bedroom-$210$2,500$2,290
4 Bedroom-$170$2,780$2,610

Affordability — Garfield, Phoenix, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.9
Median Home Price$403,000
Median Household Income$60,700

Garfield, Phoenix, AZ — ZIP Code Boundary Map

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Frequently Asked Questions