Bread Springs—87305

As of Aug '25, the median home price in Bread Springs is NA, with a year-over-year change of NA. This indicates that home prices in Bread Springs are insufficient data to determine a trend. According to Zillow, the 1-year price projection is NA, suggesting an uncertain housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Bread Springs is NA. This is an insufficient data of NA from last year. This indicates that homes are sitting on the market insufficient data to determine a trend than last year. The percentage of listed homes with a reduced price is NA. This is an unknown percentage of inventory, suggesting unknown supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Bread Springs in that year was 11. 64.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 76.0%. Of those, 55.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Bread Springs. Investor activity in Bread Springs is low, as 0.0% of all loans are originated by investors. In 2023, 18.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.