Central—88026
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Central
Home Price Trends — Central
As of Oct '25, the median home price in Central is $71,000, with a year-over-year change of -29.7%. This indicates that home prices in Central are decreasing. According to Zillow, the 1-year price projection is -7.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $71,000 | -29.7% |
| Single Family | $71,000 | -31.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Central
Central lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $550 | $550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $550 | $550 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Central
As of Oct '25, Realtor.com reports that the median days on market for a home in Central is 84. This is a increase of 51.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $143,000 | -3.0% |
Listing Count | 8 | 78.0% |
| Listings as % of Homes | 0.4% | 78.0% |
Days on Market | 84 | 51.0% |
Demographics — Central
As of the latest ACS Survey released in 2023, Central has a population of 1,640, which has increased by 9.7% over the past 5 years. Central is a moderately popular place for families, as children make up 21.4% of the population. The area has a poorly educated workforce, with 16.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,640 | 9.7% |
% Under 18 | 21.4% | -24.6% |
% Seniors | 30.4% | 40.1% |
% WFH | 6.0% | 140.0% |
% w/ College Degree | 16.7% | 41.5% |
As of the latest ACS Survey released in 2023, Central is a predominantly hispanic area, with 75.9% of the population identifying as hispanic. The hispanic population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Central is white, making up 23.5% of the population. Foreign-born residents account for 3.5% of the population in Central, and this percentage has decreased by 36.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 23.5% | 115.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 75.9% | -4.3% |
% Asian | 0.0% | N/A |
% Foreign Born | 3.5% | -36.4% |
Mortgage and Risk — Central
According to HUD data as of 2023, there were 15 mortgage originations in Central, of which 47.0% of loans were conventional mortgages. The average loan-to-value was 86.0%, with 73.0% above 90% LTV (very high). This implies large mortgage risk in Central. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 15 |
% Conventional Loans | 47.0% |
% Government Loans | 53.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Central
Central lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 50 |
Total Units Section 8 | 18 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 85.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $550 | $760 |
| 2 Bedroom | N/A | N/A | $940 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,290 |
Affordability — Central
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $71,000 |
| Median Household Income | $46,100 |