Amber—89021
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Amber
As of Oct '25, the median home price in Amber is $506,000, with a year-over-year change of 2.9%. This indicates that home prices in Amber are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $506,000 | 2.9% |
| Single Family | $507,000 | 2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $446,000 | 0.7% |
4 Bed | $552,000 | 2.4% |
| 5 Bed | $653,000 | 4.0% |
% of Housing Stock
Rental Trends — Amber
Amber lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Amber
As of Oct '25, Realtor.com reports that the median days on market for a home in Amber is 51. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 70.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $660,000 | 15.0% |
Listing Count | 20 | 34.0% |
| Listings as % of Homes | 1.7% | 34.0% |
Days on Market | 51 | -4.0% |
Demographics — Amber
As of the latest ACS Survey released in 2023, Amber has a population of 3,080, which has decreased by -9.4% over the past 5 years. Amber is a popular place for families, as children make up 37.3% of the population. The area has a poorly educated workforce, with 18.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,080 | -9.4% |
% Under 18 | 37.3% | -3.6% |
% Seniors | 12.3% | 24.2% |
% WFH | 7.3% | 65.9% |
% w/ College Degree | 18.1% | -8.6% |
As of the latest ACS Survey released in 2023, Amber is a predominantly white area, with 86.8% of the population identifying as white. The white population has grown by 1.9% in the last 5 years. The second most common race or ethnicity in Amber is hispanic, making up 10.3% of the population. Foreign-born residents account for 1.0% of the population in Amber, and this percentage has decreased by 76.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.8% | 1.9% |
% Black | 0.0% | N/A |
% Hispanic | 10.3% | -8.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.0% | -76.2% |
Mortgage and Risk — Amber
According to HUD data as of 2023, there were 101 mortgage originations in Amber, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Amber. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 101 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Amber
Amber lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,240 |
| 2 Bedroom | N/A | N/A | $1,480 |
| 3 Bedroom | N/A | N/A | $2,090 |
| 4 Bedroom | N/A | N/A | $2,460 |
Affordability — Amber
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $506,000 |
| Median Household Income | $115,000 |