Gardnerville, NV—89410
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Gardnerville, NV
Home Price Trends — Gardnerville, NV
As of Oct '25, the median home price in Gardnerville, NV is $609,000, with a year-over-year change of 2.5%. This indicates that home prices in Gardnerville, NV are increasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $609,000 | 2.5% |
| Single Family | $614,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $424,000 | 0.2% |
3 Bed | $579,000 | 2.3% |
4 Bed | $792,000 | 3.7% |
| 5 Bed | $1,160,000 | 0.2% |
% of Housing Stock
Rental Trends — Gardnerville, NV
As of July '25, Rentcast reports the average rent in Gardnerville, NV is $1,960, with a year-over-year rent change of -9.7%. Per bedroom, the median rent as of July '25 in Gardnerville, NV is studios: $825, 1-bedrooms: $1,500, 2-bedrooms: $1,760, 3-bedrooms: $2,340. The most common rental property sizes in Gardnerville, NV are 3-bedroom and 2-bedroom, accounting for 53.4% and 30.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,960 | $1,960 |
| Studio Rent | $500 | $825 |
| 1 Bed Rent | $1,200 | $1,500 |
| 2 Bed Rent | $1,900 | $1,760 |
| 3 Bed Rent | $2,300 | $2,340 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Gardnerville, NV
As of Oct '25, Realtor.com reports that the median days on market for a home in Gardnerville, NV is 91. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $775,000 | 1.0% |
Listing Count | 59 | 7.0% |
| Listings as % of Homes | 0.5% | 7.0% |
Days on Market | 91 | 39.0% |
Demographics — Gardnerville, NV
As of the latest ACS Survey released in 2023, Gardnerville, NV has a population of 11,000, which has decreased by -1.8% over the past 5 years. Gardnerville, NV is a moderately popular place for families, as children make up 15.6% of the population. The area has a moderately educated workforce, with 30.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,000 | -1.8% |
% Under 18 | 15.6% | -22.8% |
% Seniors | 33.3% | 34.3% |
% WFH | 9.6% | 113.3% |
% w/ College Degree | 30.4% | 16.0% |
As of the latest ACS Survey released in 2023, Gardnerville, NV is a predominantly white area, with 76.3% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Gardnerville, NV is hispanic, making up 15.0% of the population. Foreign-born residents account for 6.4% of the population in Gardnerville, NV, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.3% | -3.3% |
% Black | 0.1% | -87.5% |
% Hispanic | 15.0% | 5.6% |
% Asian | 1.6% | -15.8% |
% Foreign Born | 6.4% | -33.3% |
Mortgage and Risk — Gardnerville, NV
According to HUD data as of 2023, there were 165 mortgage originations in Gardnerville, NV, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Gardnerville, NV. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 165 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Gardnerville, NV
Gardnerville, NV lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 90 |
Total Units Section 8 | 90 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 65.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$70 | $1,200 | $1,130 |
| 2 Bedroom | -$520 | $1,900 | $1,380 |
| 3 Bedroom | -$370 | $2,300 | $1,930 |
| 4 Bedroom | N/A | N/A | $2,320 |
Affordability — Gardnerville, NV
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.1 |
| Median Home Price | $609,000 |
| Median Household Income | $81,900 |