Golden Hill, San Diego, CA—92102
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Golden Hill, San Diego, CA
As of Oct '25, the median home price in Golden Hill, San Diego, CA is $722,000, with a year-over-year change of -4.0%. This indicates that home prices in Golden Hill, San Diego, CA are decreasing. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $722,000 | -4.0% |
| Single Family | $758,000 | -3.1% |
| Condos | $512,000 | -4.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $525,000 | 5.0% |
2 Bed | $671,000 | -2.2% |
3 Bed | $753,000 | -3.8% |
4 Bed | $802,000 | -4.1% |
| 5 Bed | $953,000 | -3.9% |
% of Housing Stock
Rental Trends — Golden Hill, San Diego, CA
As of July '25, Rentcast reports the average rent in Golden Hill, San Diego, CA is $2,560, with a year-over-year rent change of -4.8%. Per bedroom, the median rent as of July '25 in Golden Hill, San Diego, CA is studios: $1,860, 1-bedrooms: $2,120, 2-bedrooms: $2,700, 3-bedrooms: $3,720, 4-bedrooms: $3,720. The most common rental property sizes in Golden Hill, San Diego, CA are 2-bedroom and 1-bedroom, accounting for 38.7% and 34.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,390 | $2,560 |
| Studio Rent | $1,700 | $1,860 |
| 1 Bed Rent | $2,100 | $2,120 |
| 2 Bed Rent | $2,500 | $2,700 |
| 3 Bed Rent | $3,800 | $3,720 |
| 4 Bed Rent | $3,460 | $3,720 |
% of Rental Stock
Property Listings — Golden Hill, San Diego, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Golden Hill, San Diego, CA is 52. This is a increase of 60.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $779,000 | 5.0% |
Listing Count | 45 | 5.0% |
| Listings as % of Homes | 0.2% | 5.0% |
Days on Market | 52 | 60.0% |
Demographics — Golden Hill, San Diego, CA
As of the latest ACS Survey released in 2023, Golden Hill, San Diego, CA has a population of 39,000, which has decreased by -12.4% over the past 5 years. Golden Hill, San Diego, CA is a moderately popular place for families, as children make up 20.1% of the population. The area has a moderately educated workforce, with 29.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 39,000 | -12.4% |
% Under 18 | 20.1% | -15.9% |
% Seniors | 11.3% | 37.8% |
% WFH | 12.4% | 188.4% |
% w/ College Degree | 29.3% | 28.5% |
As of the latest ACS Survey released in 2023, Golden Hill, San Diego, CA is a predominantly hispanic area, with 55.6% of the population identifying as hispanic. The hispanic population has shrunk by 9.7% in the last 5 years. The second most common race or ethnicity in Golden Hill, San Diego, CA is white, making up 25.9% of the population. Foreign-born residents account for 24.5% of the population in Golden Hill, San Diego, CA, and this percentage has decreased by 26.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 25.9% | 27.0% |
% Black | 9.3% | 1.1% |
% Hispanic | 55.6% | -9.7% |
% Asian | 6.1% | -6.2% |
% Foreign Born | 24.5% | -26.6% |
Mortgage and Risk — Golden Hill, San Diego, CA
According to HUD data as of 2023, there were 216 mortgage originations in Golden Hill, San Diego, CA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Golden Hill, San Diego, CA. Investor activity is low, as 7.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 216 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Golden Hill, San Diego, CA
As of 2024, the percent of homes in Golden Hill, San Diego, CA under the Section 8 program is 4.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Golden Hill, San Diego, CA, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 502 |
Total Units Section 8 | 482 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | 95.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$30 | $2,100 | $2,070 |
| 2 Bedroom | $60 | $2,500 | $2,560 |
| 3 Bedroom | -$380 | $3,800 | $3,420 |
| 4 Bedroom | $710 | $3,460 | $4,170 |
Affordability — Golden Hill, San Diego, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.5 |
| Median Home Price | $722,000 |
| Median Household Income | $71,300 |