Banning, CA92220

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$409,000
2.2% YoY Growth
Median Household Income
$59,100
43.7% 5-Year Growth
Days on Market
68
39.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$2,000
9.0% YoY Growth
1-Bed Rent
$1,500
6.6% YoY Growth
2-Bed Rent
$1,900
2.5% YoY Growth
3-Bed Rent
$2,400
7.9% YoY Growth

Property Listings — Banning, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Banning, CA is 68. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$428,000-5.0%
Listing Count
21734.0%
Listings as % of Homes1.1%34.0%
Days on Market
6839.0%
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Demographics — Banning, CA

As of the latest ACS Survey released in 2023, Banning, CA has a population of 33,400, which has increased by 1.3% over the past 5 years. Banning, CA is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 16.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,4001.3%
% Under 18
21.9%-4.8%
% Seniors
27.4%5.4%
% WFH
6.2%87.9%
% w/ College Degree
16.8%8.4%
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As of the latest ACS Survey released in 2023, Banning, CA is a predominantly hispanic area, with 48.4% of the population identifying as hispanic. The hispanic population has grown by 6.4% in the last 5 years. The second most common race or ethnicity in Banning, CA is white, making up 34.8% of the population. Foreign-born residents account for 17.2% of the population in Banning, CA, and this percentage has decreased by 1.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
34.8%-4.4%
% Black
6.3%-25.0%
% Hispanic
48.4%6.4%
% Asian
5.1%4.1%
% Foreign Born
17.2%-1.1%
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Mortgage and Risk — Banning, CA

According to HUD data as of 2023, there were 761 mortgage originations in Banning, CA, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Banning, CA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
761
% Conventional Loans
57.0%
% Government Loans
43.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Banning, CA

As of 2024, the percent of homes in Banning, CA under the Section 8 program is 5.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Banning, CA, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
192
Total Units Section 8
191
% Rentals under Section 8
5.9%
% Occupied Section 8
87.4%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$50$1,500$1,550
2 Bedroom$30$1,900$1,930
3 Bedroom$180$2,400$2,580
4 Bedroom-$70$3,200$3,130

Affordability — Banning, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.9
Median Home Price$409,000
Median Household Income$59,100

Banning, CA — ZIP Code Boundary Map

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Frequently Asked Questions