Kernville, CA—93238
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kernville, CA
As of Oct '25, the median home price in Kernville, CA is $336,000, with a year-over-year change of 1.0%. This indicates that home prices in Kernville, CA are flat. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $336,000 | 1.0% |
| Single Family | $336,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $288,000 | 0.7% |
3 Bed | $380,000 | 0.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Kernville, CA
As of July '25, Rentcast reports the average rent in Kernville, CA is $1,150, with a year-over-year rent change of -54.0%. Per bedroom, the median rent as of July '25 in Kernville, CA is studios: $950, 2-bedrooms: $1,350. The most common rental property sizes in Kernville, CA are 1-bedroom and studio, accounting for 55.6% and 44.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,150 |
| Studio Rent | $950 | $950 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,350 | $1,350 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Kernville, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Kernville, CA is 144. This is a increase of 54.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $418,000 | 0.0% |
Listing Count | 20 | 28.0% |
| Listings as % of Homes | 1.2% | 28.0% |
Days on Market | 144 | 54.0% |
Demographics — Kernville, CA
As of the latest ACS Survey released in 2023, Kernville, CA has a population of 726, which has decreased by -28.5% over the past 5 years. Kernville, CA is a less popular place for families, as children make up 1.7% of the population. The area has a highly educated workforce, with 54.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 726 | -28.5% |
% Under 18 | 1.7% | -90.7% |
% Seniors | 56.1% | 84.5% |
% WFH | 16.5% | 57.1% |
% w/ College Degree | 54.5% | 15.5% |
As of the latest ACS Survey released in 2023, Kernville, CA is a predominantly white area, with 74.0% of the population identifying as white. The white population has shrunk by 14.4% in the last 5 years. The second most common race or ethnicity in Kernville, CA is hispanic, making up 7.0% of the population. Foreign-born residents account for 2.6% of the population in Kernville, CA, and this percentage has decreased by 27.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.0% | -14.4% |
% Black | 2.5% | ∞% |
% Hispanic | 7.0% | -39.7% |
% Asian | 2.6% | 30.0% |
% Foreign Born | 2.6% | -27.8% |
Mortgage and Risk — Kernville, CA
According to HUD data as of 2023, there were 26 mortgage originations in Kernville, CA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Kernville, CA. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 26 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 0.0% |
% Second Loans | 27.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Kernville, CA
Kernville, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 22.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $900 |
| 2 Bedroom | -$180 | $1,350 | $1,170 |
| 3 Bedroom | N/A | N/A | $1,630 |
| 4 Bedroom | N/A | N/A | $1,930 |
Affordability — Kernville, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.4 |
| Median Home Price | $336,000 |
| Median Household Income | $49,700 |