Atascadero, CA—93422
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Atascadero, CA
As of Oct '25, the median home price in Atascadero, CA is $775,000, with a year-over-year change of 1.9%. This indicates that home prices in Atascadero, CA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $775,000 | 1.9% |
| Single Family | $802,000 | 2.8% |
| Condos | $467,000 | -0.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $433,000 | 2.9% |
2 Bed | $558,000 | 1.6% |
3 Bed | $772,000 | 2.4% |
4 Bed | $983,000 | 3.1% |
| 5 Bed | $1,226,000 | 4.5% |
% of Housing Stock
Rental Trends — Atascadero, CA
As of July '25, Rentcast reports the average rent in Atascadero, CA is $2,330, with a year-over-year rent change of 2.2%. Per bedroom, the median rent as of July '25 in Atascadero, CA is studios: $1,330, 1-bedrooms: $1,710, 2-bedrooms: $2,270, 3-bedrooms: $3,120, 4-bedrooms: $3,900. The most common rental property sizes in Atascadero, CA are 2-bedroom and 1-bedroom, accounting for 43.0% and 27.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,330 |
| Studio Rent | $1,250 | $1,330 |
| 1 Bed Rent | $1,600 | $1,710 |
| 2 Bed Rent | $2,200 | $2,270 |
| 3 Bed Rent | $2,950 | $3,120 |
| 4 Bed Rent | $3,500 | $3,900 |
% of Rental Stock
Property Listings — Atascadero, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Atascadero, CA is 68. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $899,000 | -1.0% |
Listing Count | 90 | 19.0% |
| Listings as % of Homes | 0.3% | 19.0% |
Days on Market | 68 | 47.0% |
Demographics — Atascadero, CA
As of the latest ACS Survey released in 2023, Atascadero, CA has a population of 33,500, which has remained stable by -0.9% over the past 5 years. Atascadero, CA is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 31.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,500 | -0.9% |
% Under 18 | 20.3% | -9.0% |
% Seniors | 18.6% | 12.0% |
% WFH | 12.5% | 111.9% |
% w/ College Degree | 31.1% | -7.2% |
As of the latest ACS Survey released in 2023, Atascadero, CA is a predominantly white area, with 69.0% of the population identifying as white. The white population has shrunk by 10.4% in the last 5 years. The second most common race or ethnicity in Atascadero, CA is hispanic, making up 21.7% of the population. Foreign-born residents account for 7.4% of the population in Atascadero, CA, and this percentage has increased by 12.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.0% | -10.4% |
% Black | 0.6% | -33.3% |
% Hispanic | 21.7% | 29.2% |
% Asian | 3.8% | 123.5% |
% Foreign Born | 7.4% | 12.1% |
Mortgage and Risk — Atascadero, CA
According to HUD data as of 2023, there were 473 mortgage originations in Atascadero, CA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Atascadero, CA. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 473 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Atascadero, CA
As of 2024, the percent of homes in Atascadero, CA under the Section 8 program is 6.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Atascadero, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 317 |
Total Units Section 8 | 317 |
% Rentals under Section 8 | 6.5% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $80 | $1,600 | $1,680 |
| 2 Bedroom | $0 | $2,200 | $2,200 |
| 3 Bedroom | -$10 | $2,950 | $2,940 |
| 4 Bedroom | -$170 | $3,500 | $3,330 |
Affordability — Atascadero, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.9 |
| Median Home Price | $775,000 |
| Median Household Income | $89,900 |