Los Alamos93440

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$897,000
1.8% YoY Growth
Median Household Income
$53,700
24.9% 5-Year Growth
Days on Market
41
2.0% Shorter than last year
Home Price Forecast
1.9%
Median Rent
$3,800
22.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Los Alamos

As of Aug '25 and according to Realtor.com, the median days on market for a home in Los Alamos is 41. This is an decrease of -2.0% from last year. This indicates that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%. This is a small percentage of inventory, suggesting little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,020,000-33.0%
Listing Count
16N/A
Listings as % of Homes0.6%N/A
Days on Market
41-2.0%
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Demographics — Los Alamos

MetricLatest CensusYoY % Change
Population
896-45.6%
% Under 18
3.1%-89.3%
% Under 5N/AN/A
% Seniors
60.6%531.2%
% WFH
21.3%134.1%
% w/ College Degree
16.7%32.5%
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Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.3%62.7%
% Black
6.7%∞%
% Hispanic
7.9%-79.8%
% Asian
1.1%-79.2%
% Foreign Born
21.0%17.3%
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Mortgage and Risk — Los Alamos

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Los Alamos in that year was 15. 87.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 57.0%. Of those, 20.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Los Alamos. Investor activity in Los Alamos is low, as 0.0% of all loans are originated by investors. In 2023, 20.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.

Mortgages

MetricZip Code AverageMetro AverageState Average
Total Loan Originations
15N/AN/A
% Conventional Loans
87.0%N/AN/A
% Government Loans
13.0%N/AN/A
% Investor Loans
0.0%N/AN/A
% Second Loans
13.0%N/AN/A
% Cash Out Refinance
20.0%N/AN/A
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Rentals and Section 8 — Los Alamos

As of 2024, the percent of homes in Los Alamos under the Section 8 program is 41.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays homeowners more than the average rental market rate for various home sizes. For each bedroom size, the average difference between HUD payments and market rents is shown in the table below.

Section 8 Market Size

Total Units under HUD
44
Total Units Section 8
44
% Rentals under Section 8
41.6%
% Occupied Section 8
88.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$2,620
2 BedroomN/AN/A$2,960
3 BedroomN/AN/A$3,920
4 Bedroom$570$3,800$4,370

Affordability — Los Alamos

Home Price to Income Ratio

MetricZip Code AverageMetro AverageState Average
Home Price to Income Ratio15N/AN/A
Median Home Price$897,000N/AN/A
Median Household Income$53,700N/AN/A

Los Alamos — ZIP Code Boundary Map

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