Raymond, CA—93653
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Raymond, CA
As of Oct '25, the median home price in Raymond, CA is $480,000, with a year-over-year change of 0.6%. This indicates that home prices in Raymond, CA are flat. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $480,000 | 0.6% |
| Single Family | $480,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $502,000 | 0.2% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Raymond, CA
Raymond, CA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Raymond, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Raymond, CA is 101. This is a increase of 112.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $545,000 | -3.0% |
Listing Count | 14 | 60.0% |
| Listings as % of Homes | 1.1% | 60.0% |
Days on Market | 101 | 112.0% |
Demographics — Raymond, CA
As of the latest ACS Survey released in 2023, Raymond, CA has a population of 1,310, which has decreased by -5.0% over the past 5 years. Raymond, CA is a moderately popular place for families, as children make up 19.9% of the population. The area has a moderately educated workforce, with 28.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,310 | -5.0% |
% Under 18 | 19.9% | 33.6% |
% Seniors | 24.4% | 52.5% |
% WFH | 29.4% | 180.0% |
% w/ College Degree | 28.1% | 34.4% |
As of the latest ACS Survey released in 2023, Raymond, CA is a predominantly white area, with 79.1% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Raymond, CA is hispanic, making up 13.3% of the population. Foreign-born residents account for 4.7% of the population in Raymond, CA, and this percentage has decreased by 19.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.1% | -4.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 13.3% | 62.2% |
% Asian | 0.8% | -55.6% |
% Foreign Born | 4.7% | -19.0% |
Mortgage and Risk — Raymond, CA
According to HUD data as of 2023, there were 71 mortgage originations in Raymond, CA, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Raymond, CA. Investor activity is low, as 4.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 71 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Raymond, CA
Raymond, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,180 |
| 2 Bedroom | N/A | N/A | $1,490 |
| 3 Bedroom | N/A | N/A | $2,090 |
| 4 Bedroom | N/A | N/A | $2,430 |
Affordability — Raymond, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $480,000 |
| Median Household Income | $104,000 |