San Joaquin, CA—93660

As of Aug '25, the median home price in San Joaquin, CA is $287,000, with a year-over-year change of 3.5%. This indicates that home prices in San Joaquin, CA are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in San Joaquin, CA is 17. This is an decrease of -53.0% from last year. This indicates that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%. This is a small percentage of inventory, suggesting little supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in San Joaquin, CA in that year was 29. 59.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 65.0%. Of those, 41.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in San Joaquin, CA. Investor activity in San Joaquin, CA is low, as 7.0% of all loans are originated by investors. In 2023, 28.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.