Napa, CA—94558
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Napa, CA
Home Price Trends — Napa, CA
As of Oct '25, the median home price in Napa, CA is $893,000, with a year-over-year change of -4.1%. This indicates that home prices in Napa, CA are decreasing. According to Zillow, the 1-year price projection is -1.9%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $893,000 | -4.1% |
| Single Family | $918,000 | -4.1% |
| Condos | $617,000 | -2.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $540,000 | -5.9% |
2 Bed | $661,000 | -4.8% |
3 Bed | $830,000 | -4.6% |
4 Bed | $1,071,000 | -3.0% |
| 5 Bed | $1,657,000 | -3.3% |
% of Housing Stock
Rental Trends — Napa, CA
As of July '25, Rentcast reports the average rent in Napa, CA is $3,300, with a year-over-year rent change of -7.3%. Per bedroom, the median rent as of July '25 in Napa, CA is studios: $1,790, 1-bedrooms: $2,570, 2-bedrooms: $3,210, 3-bedrooms: $3,780, 4-bedrooms: $5,620. The most common rental property sizes in Napa, CA are 2-bedroom and 1-bedroom, accounting for 40.3% and 23.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,280 | $3,300 |
| Studio Rent | $1,800 | $1,790 |
| 1 Bed Rent | $2,730 | $2,570 |
| 2 Bed Rent | $3,380 | $3,210 |
| 3 Bed Rent | $3,750 | $3,780 |
| 4 Bed Rent | $5,500 | $5,620 |
% of Rental Stock
Property Listings — Napa, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Napa, CA is 80. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,200,000 | -4.0% |
Listing Count | 323 | 34.0% |
| Listings as % of Homes | 0.3% | 34.0% |
Days on Market | 80 | 36.0% |
Demographics — Napa, CA
As of the latest ACS Survey released in 2023, Napa, CA has a population of 64,600, which has decreased by -6.6% over the past 5 years. Napa, CA is a moderately popular place for families, as children make up 19.1% of the population. The area has a moderately educated workforce, with 38.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 64,600 | -6.6% |
% Under 18 | 19.1% | -11.2% |
% Seniors | 22.2% | 22.7% |
% WFH | 11.9% | 124.5% |
% w/ College Degree | 38.3% | 11.0% |
As of the latest ACS Survey released in 2023, Napa, CA is a predominantly white area, with 54.2% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Napa, CA is hispanic, making up 37.4% of the population. Foreign-born residents account for 20.7% of the population in Napa, CA, and this percentage has increased by 5.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 54.2% | -6.4% |
% Black | 1.1% | 57.1% |
% Hispanic | 37.4% | 5.9% |
% Asian | 2.9% | -14.7% |
% Foreign Born | 20.7% | 5.1% |
Mortgage and Risk — Napa, CA
According to HUD data as of 2023, there were 711 mortgage originations in Napa, CA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Napa, CA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 711 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Napa, CA
As of 2024, the percent of homes in Napa, CA under the Section 8 program is 12.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Napa, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 1,072 |
Total Units Section 8 | 993 |
% Rentals under Section 8 | 12.2% |
% Occupied Section 8 | 74.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$600 | $2,730 | $2,130 |
| 2 Bedroom | -$580 | $3,380 | $2,800 |
| 3 Bedroom | -$100 | $3,750 | $3,650 |
| 4 Bedroom | -$1,340 | $5,500 | $4,160 |
Affordability — Napa, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.1 |
| Median Home Price | $893,000 |
| Median Household Income | $109,000 |