Berkeley, CA94703

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,213,000
5.0% YoY Growth
Median Household Income
$109,000
41.0% 5-Year Growth
Days on Market
30
14.0% Shorter than last year
Home Price Forecast
-1.7%
Median Rent
$2,300
1.2% YoY Growth
1-Bed Rent
$2,000
4.9% YoY Growth
2-Bed Rent
$2,700
8.9% YoY Growth
3-Bed Rent
$3,960
5.3% YoY Growth

Other Zip Codes in Berkeley, CA

Property Listings — Berkeley, CA

As of Oct '25, Realtor.com reports that the median days on market for a home in Berkeley, CA is 30. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,120,0007.0%
Listing Count
16-20.0%
Listings as % of Homes0.1%-20.0%
Days on Market
30-14.0%
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Demographics — Berkeley, CA

As of the latest ACS Survey released in 2023, Berkeley, CA has a population of 20,900, which has decreased by -4.8% over the past 5 years. Berkeley, CA is a less popular place for families, as children make up 13.6% of the population. The area has a highly educated workforce, with 71.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 32.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,900-4.8%
% Under 18
13.6%-19.5%
% Seniors
15.3%24.4%
% WFH
32.3%258.9%
% w/ College Degree
71.4%3.6%
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As of the latest ACS Survey released in 2023, Berkeley, CA is a predominantly white area, with 51.8% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Berkeley, CA is asian, making up 15.0% of the population. Foreign-born residents account for 18.6% of the population in Berkeley, CA, and this percentage has increased by 10.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
51.8%-1.1%
% Black
13.0%11.1%
% Hispanic
14.2%15.4%
% Asian
15.0%-9.6%
% Foreign Born
18.6%10.7%
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Mortgage and Risk — Berkeley, CA

According to HUD data as of 2023, there were 105 mortgage originations in Berkeley, CA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 44.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Berkeley, CA. Investor activity is low, as 10.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
105
% Conventional Loans
98.0%
% Government Loans
2.0%
% Investor Loans
10.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Berkeley, CA

As of 2024, the percent of homes in Berkeley, CA under the Section 8 program is 17.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Berkeley, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
914
Total Units Section 8
899
% Rentals under Section 8
17.0%
% Occupied Section 8
74.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$40$2,000$2,040
2 Bedroom-$210$2,700$2,490
3 Bedroom-$770$3,960$3,190
4 Bedroom-$460$4,250$3,790

Affordability — Berkeley, CA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio12
Median Home Price$1,213,000
Median Household Income$109,000

Berkeley, CA — ZIP Code Boundary Map

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Frequently Asked Questions