Rose Garden, San Jose, CA—95126
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rose Garden, San Jose, CA
As of Oct '25, the median home price in Rose Garden, San Jose, CA is $1,178,000, with a year-over-year change of -4.7%. This indicates that home prices in Rose Garden, San Jose, CA are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,178,000 | -4.7% |
| Single Family | $1,346,000 | -4.6% |
| Condos | $780,000 | -6.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $616,000 | -8.2% |
2 Bed | $967,000 | -5.0% |
3 Bed | $1,327,000 | -4.1% |
4 Bed | $1,910,000 | -2.2% |
| 5 Bed | $2,446,000 | -1.3% |
% of Housing Stock
Rental Trends — Rose Garden, San Jose, CA
As of July '25, Rentcast reports the average rent in Rose Garden, San Jose, CA is $3,020, with a year-over-year rent change of -11.2%. Per bedroom, the median rent as of July '25 in Rose Garden, San Jose, CA is studios: $2,200, 1-bedrooms: $2,390, 2-bedrooms: $3,170, 3-bedrooms: $4,850, 4-bedrooms: $7,500. The most common rental property sizes in Rose Garden, San Jose, CA are 1-bedroom and 2-bedroom, accounting for 42.8% and 37.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,770 | $3,020 |
| Studio Rent | $2,330 | $2,200 |
| 1 Bed Rent | $2,420 | $2,390 |
| 2 Bed Rent | $3,090 | $3,170 |
| 3 Bed Rent | $4,450 | $4,850 |
| 4 Bed Rent | $7,500 | $7,500 |
% of Rental Stock
Property Listings — Rose Garden, San Jose, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rose Garden, San Jose, CA is 32. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,200,000 | -6.0% |
Listing Count | 51 | 9.0% |
| Listings as % of Homes | 0.1% | 9.0% |
Days on Market | 32 | 20.0% |
Demographics — Rose Garden, San Jose, CA
As of the latest ACS Survey released in 2023, Rose Garden, San Jose, CA has a population of 38,200, which has increased by 6.3% over the past 5 years. Rose Garden, San Jose, CA is a moderately popular place for families, as children make up 18.2% of the population. The area has a highly educated workforce, with 54.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 38,200 | 6.3% |
% Under 18 | 18.2% | 0.0% |
% Seniors | 9.6% | -5.0% |
% WFH | 20.1% | 286.5% |
% w/ College Degree | 54.8% | 6.2% |
As of the latest ACS Survey released in 2023, Rose Garden, San Jose, CA is a predominantly hispanic area, with 36.6% of the population identifying as hispanic. The hispanic population has grown by 7.0% in the last 5 years. The second most common race or ethnicity in Rose Garden, San Jose, CA is white, making up 33.0% of the population. Foreign-born residents account for 35.4% of the population in Rose Garden, San Jose, CA, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 33.0% | -14.9% |
% Black | 5.2% | 0.0% |
% Hispanic | 36.6% | 7.0% |
% Asian | 20.0% | 21.2% |
% Foreign Born | 35.4% | 20.0% |
Mortgage and Risk — Rose Garden, San Jose, CA
According to HUD data as of 2023, there were 280 mortgage originations in Rose Garden, San Jose, CA, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Rose Garden, San Jose, CA. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 280 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Rose Garden, San Jose, CA
As of 2024, the percent of homes in Rose Garden, San Jose, CA under the Section 8 program is 9.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Rose Garden, San Jose, CA, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,084 |
Total Units Section 8 | 1,084 |
% Rentals under Section 8 | 9.8% |
% Occupied Section 8 | 93.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $420 | $2,420 | $2,840 |
| 2 Bedroom | $200 | $3,090 | $3,290 |
| 3 Bedroom | -$180 | $4,450 | $4,270 |
| 4 Bedroom | -$2,840 | $7,500 | $4,660 |
Affordability — Rose Garden, San Jose, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.1 |
| Median Home Price | $1,178,000 |
| Median Household Income | $127,000 |