Twain Harte, CA—95383
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Twain Harte, CA
As of Oct '25, the median home price in Twain Harte, CA is $395,000, with a year-over-year change of -2.3%. This indicates that home prices in Twain Harte, CA are decreasing. According to Zillow, the 1-year price projection is -1.9%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $395,000 | -2.3% |
| Single Family | $395,000 | -2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $269,000 | -3.9% |
2 Bed | $333,000 | -4.0% |
3 Bed | $419,000 | -2.3% |
4 Bed | $465,000 | -1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Twain Harte, CA
As of July '25, Rentcast reports the average rent in Twain Harte, CA is $1,680, with a year-over-year rent change of 20.0%. Per bedroom, the median rent as of July '25 in Twain Harte, CA is 2-bedrooms: $1,650, 3-bedrooms: $1,800. The most common rental property sizes in Twain Harte, CA are 3-bedroom and 2-bedroom, accounting for 43.9% and 40.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,680 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $1,650 |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Twain Harte, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Twain Harte, CA is 96. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $468,000 | 7.0% |
Listing Count | 94 | 24.0% |
| Listings as % of Homes | 1.0% | 24.0% |
Days on Market | 96 | 3.0% |
Demographics — Twain Harte, CA
As of the latest ACS Survey released in 2023, Twain Harte, CA has a population of 3,660, which has decreased by -4.3% over the past 5 years. Twain Harte, CA is a moderately popular place for families, as children make up 15.5% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,660 | -4.3% |
% Under 18 | 15.5% | 9.2% |
% Seniors | 34.8% | 52.0% |
% WFH | 19.6% | 512.5% |
% w/ College Degree | 42.3% | 72.7% |
As of the latest ACS Survey released in 2023, Twain Harte, CA is a predominantly white area, with 90.3% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Twain Harte, CA is hispanic, making up 7.3% of the population. Foreign-born residents account for 6.4% of the population in Twain Harte, CA, and this percentage has increased by 814.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.3% | 1.6% |
% Black | 0.0% | N/A |
% Hispanic | 7.3% | -8.8% |
% Asian | 0.8% | ∞% |
% Foreign Born | 6.4% | 814.3% |
Mortgage and Risk — Twain Harte, CA
According to HUD data as of 2023, there were 200 mortgage originations in Twain Harte, CA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Twain Harte, CA. Investor activity is low, as 5.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 200 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 5.0% |
% Second Loans | 27.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Twain Harte, CA
Twain Harte, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,440 |
| 2 Bedroom | $450 | $1,400 | $1,850 |
| 3 Bedroom | $630 | $1,800 | $2,430 |
| 4 Bedroom | N/A | N/A | $3,110 |
Affordability — Twain Harte, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $395,000 |
| Median Household Income | $86,000 |