Occidental, CA—95465
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Occidental, CA
Home Price Trends — Occidental, CA
As of Oct '25, the median home price in Occidental, CA is $1,100,000, with a year-over-year change of -2.8%. This indicates that home prices in Occidental, CA are decreasing. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,100,000 | -2.8% |
| Single Family | $1,107,000 | -3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $770,000 | -7.1% |
2 Bed | $923,000 | -3.7% |
3 Bed | $1,273,000 | -2.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Occidental, CA
As of July '25, Rentcast reports the average rent in Occidental, CA is $4,000, with a year-over-year rent change of -12.1%. Per bedroom, the median rent as of July '25 in Occidental, CA is 4-bedrooms: $4,000. The most common rental property sizes in Occidental, CA are 2-bedroom and 1-bedroom, accounting for 50.0% and 23.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $4,000 | $4,000 |
% of Rental Stock
Property Listings — Occidental, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Occidental, CA is 48. This is a increase of 48.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,040,000 | -10.0% |
Listing Count | 10 | 107.0% |
| Listings as % of Homes | 0.2% | 107.0% |
Days on Market | 48 | 48.0% |
Demographics — Occidental, CA
As of the latest ACS Survey released in 2023, Occidental, CA has a population of 1,150, which has decreased by -45.2% over the past 5 years. Occidental, CA is a less popular place for families, as children make up 13.7% of the population. The area has a highly educated workforce, with 53.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,150 | -45.2% |
% Under 18 | 13.7% | 19.1% |
% Seniors | 32.2% | 9.2% |
% WFH | 19.6% | -7.1% |
% w/ College Degree | 53.0% | 1.9% |
As of the latest ACS Survey released in 2023, Occidental, CA is a predominantly white area, with 79.4% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Occidental, CA is hispanic, making up 12.1% of the population. Foreign-born residents account for 8.2% of the population in Occidental, CA, and this percentage has increased by 64.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.4% | -7.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 12.1% | 132.7% |
% Asian | 3.6% | 125.0% |
% Foreign Born | 8.2% | 64.0% |
Mortgage and Risk — Occidental, CA
According to HUD data as of 2023, there were 32 mortgage originations in Occidental, CA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Occidental, CA. Investor activity is low, as 6.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 6.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Occidental, CA
Occidental, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,000 |
| 2 Bedroom | N/A | N/A | $2,620 |
| 3 Bedroom | N/A | N/A | $3,580 |
| 4 Bedroom | -$210 | $4,000 | $3,790 |
Affordability — Occidental, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 9.2 |
| Median Home Price | $1,100,000 |
| Median Household Income | $124,000 |