Scotia, CA 95562 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Scotia, CA—95562

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$294,000

9.8% YoY Growth

Household Income

$45,800

23.4% YoY Growth

Days on Market

18.0% Longer YoY

Home Price Forecast

-3.8%

Median Rent

$950

12.9% YoY Growth

1-Bed Rent

$900

21.2% YoY Growth

2-Bed Rent

$950

5.4% YoY Growth

3-Bed Rent

N/A

Home Price Trends — Scotia, CA

As of Nov '25, the median home price in Scotia, CA is $294,000, with a year-over-year change of -9.8%. This indicates that home prices in Scotia, CA are decreasing. According to Zillow, the 1-year price projection is -3.8%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$294,000	-9.8%
Single Family	$293,000	-8.7%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Scotia, CA

As of July '25, Rentcast reports the average rent in Scotia, CA is $1,140, with a year-over-year rent change of 12.9%. Per bedroom, the median rent as of July '25 in Scotia, CA is 1-bedrooms: $990, 2-bedrooms: $1,230. The most common rental property sizes in Scotia, CA are 2-bedroom and 1-bedroom, accounting for 42.3% and 26.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$950	$1,140
Studio Rent	N/A	N/A
1 Bed Rent	$900	$990
2 Bed Rent	$950	$1,230
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

3.8%

1 Bedroom

26.2%

2 Bedrooms

42.3%

3 Bedrooms

17.9%

4 Bedrooms

9.8%

Property Listings — Scotia, CA

As of Nov '25, Realtor.com reports that the median days on market for a home in Scotia, CA is 83. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$320,000	-21.0%
Listing Count	17	62.0%
Listings as % of Homes	0.5%	62.0%
Days on Market	83	18.0%

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Demographics — Scotia, CA

As of the latest ACS Survey released in 2023, Scotia, CA has a population of 3,380, which has decreased by -1.1% over the past 5 years. Scotia, CA is a popular place for families, as children make up 29.9% of the population. The area has a poorly educated workforce, with 9.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,380	-1.1%
% Under 18	29.9%	19.1%
% Seniors	16.5%	10.7%
% WFH	10.8%	129.8%
% w/ College Degree	9.5%	-9.5%

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As of the latest ACS Survey released in 2023, Scotia, CA is a predominantly white area, with 53.3% of the population identifying as white. The white population has shrunk by 37.4% in the last 5 years. The second most common race or ethnicity in Scotia, CA is hispanic, making up 31.8% of the population. Foreign-born residents account for 4.1% of the population in Scotia, CA, and this percentage has increased by 115.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	53.3%	-37.4%
% Black	2.0%	566.7%
% Hispanic	31.8%	404.8%
% Asian	3.1%	106.7%
% Foreign Born	4.1%	115.8%

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Mortgage and Risk — Scotia, CA

According to HUD data as of 2023, there were 51 mortgage originations in Scotia, CA, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Scotia, CA. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	51
% Conventional Loans	67.0%
% Government Loans	33.0%
% Investor Loans	0.0%
% Second Loans	4.0%
% Cash Out Refinance	10.0%

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Rentals and Section 8 — Scotia, CA

Scotia, CA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	53
Total Units Section 8	53
% Rentals under Section 8	N/A
% Occupied Section 8	66.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$30	$900	$930
2 Bedroom	$270	$950	$1,220
3 Bedroom	N/A	N/A	$1,720
4 Bedroom	N/A	N/A	$2,070

Scotia, CA—95562

Key Metrics at a Glance

Home Price Trends — Scotia, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Scotia, CA

% of Rental Stock

Property Listings — Scotia, CA

Demographics — Scotia, CA

Race and Ethnicity

Mortgage and Risk — Scotia, CA

Mortgages

Rentals and Section 8 — Scotia, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Scotia, CA

Home Price to Income Ratio

Scotia, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Pepperwood, CA

Fortuna, CA

Hydesville, CA

Ferndale, CA

Carlotta, CA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	7.9
Median Home Price	$294,000
Median Household Income	$45,800

Scotia, CA—95562

Key Metrics at a Glance

Home Price Trends — Scotia, CA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Scotia, CA

% of Rental Stock

Property Listings — Scotia, CA

Demographics — Scotia, CA

Race and Ethnicity

Mortgage and Risk — Scotia, CA

Mortgages

Rentals and Section 8 — Scotia, CA

Section 8 Market Size

Section 8 Opportunity

Affordability — Scotia, CA

Home Price to Income Ratio

Scotia, CA — ZIP Code Boundary Map

Nearby ZIP Codes

Pepperwood, CA

Fortuna, CA

Hydesville, CA

Ferndale, CA

Carlotta, CA

Frequently Asked Questions

What is the average home price in Scotia, CA 95562?

How have home prices in Scotia, CA 95562 changed over the past year?

What is the home price projection for Scotia, CA 95562?

What are the demographics of Scotia, CA 95562?

How long does it take homes to sell in Scotia, CA 95562?

What is the average rent price in Scotia, CA 95562?