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El Dorado, CA—95623

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$546,000
0.5% YoY Growth
Household Income
$106,000
68.1% YoY Growth
Days on Market
69
31.0% Longer YoY
Home Price Forecast
-0.5%
Median Rent
$1,900
19.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,900
20.2% YoY Growth
3-Bed Rent
$2,700
10.0% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — El Dorado, CA

As of Dec '25, the median home price in El Dorado, CA is $546,000, with a year-over-year change of -0.5%. This indicates that home prices in El Dorado, CA are flat. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$546,000-0.5%
Single Family $549,000-0.5%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$422,000-0.9%
    3 Bed
    		$546,000-0.5%
    4 Bed
    		$715,000-0.4%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.2%
    1 Bedroom
    3.4%
    2 Bedrooms
    18.4%
    3 Bedrooms
    64.8%
    4 Bedrooms
    9.3%
    5+ Bedrooms
    2.9%

    Rental Trends — El Dorado, CA

    As of July '25, Rentcast reports the average rent in El Dorado, CA is $2,160, with a year-over-year rent change of -19.7%. Per bedroom, the median rent as of July '25 in El Dorado, CA is 2-bedrooms: $1,900, 3-bedrooms: $2,700. The most common rental property sizes in El Dorado, CA are 3-bedroom and 2-bedroom, accounting for 41.5% and 38.9% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,900$2,160
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,900$1,900
    3 Bed Rent $2,700$2,700
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    6.0%
    2 Bedrooms
    38.9%
    3 Bedrooms
    41.5%
    4 Bedrooms
    5.7%
    5+ Bedrooms
    7.9%

    Property Listings — El Dorado, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in El Dorado, CA is 93. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$574,000-12.0%
    Listing Count
    		18-11.0%
    Listings as % of Homes0.4%-11.0%
    Days on Market
    		6931.0%
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    Demographics — El Dorado, CA

    As of the latest ACS Survey released in 2023, El Dorado, CA has a population of 4,720, which has increased by 26.7% over the past 5 years. El Dorado, CA is a moderately popular place for families, as children make up 16.7% of the population. The area has a moderately educated workforce, with 27.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		4,72026.7%
    % Under 18
    		16.7%-5.6%
    % Seniors
    		20.8%2.5%
    % WFH
    		12.2%212.8%
    % w/ College Degree
    		27.3%33.2%
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    As of the latest ACS Survey released in 2023, El Dorado, CA is a predominantly white area, with 80.4% of the population identifying as white. The white population has shrunk by 7.6% in the last 5 years. The second most common race or ethnicity in El Dorado, CA is hispanic, making up 13.8% of the population. Foreign-born residents account for 4.5% of the population in El Dorado, CA, and this percentage has decreased by 29.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		80.4%-7.6%
    % Black
    		0.6%200.0%
    % Hispanic
    		13.8%109.1%
    % Asian
    		1.0%-65.5%
    % Foreign Born
    		4.5%-29.7%
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    Mortgage and Risk — El Dorado, CA

    According to HUD data as of 2023, there were 48 mortgage originations in El Dorado, CA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in El Dorado, CA. Investor activity is low, as 2.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		48
    % Conventional Loans
    		81.0%
    % Government Loans
    		19.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		2.0%
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    Rentals and Section 8 — El Dorado, CA

    El Dorado, CA lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		6
    Total Units Section 8
    		6
    % Rentals under Section 8
    		2.3%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,890
    2 Bedroom$450$1,900$2,350
    3 Bedroom$490$2,700$3,190
    4 BedroomN/AN/A$3,680

    Affordability — El Dorado, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5
    Median Home Price$546,000
    Median Household Income$106,000

    El Dorado, CA — ZIP Code Boundary Map

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    Frequently Asked Questions