Wheatland, CA—95692
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wheatland, CA
As of Oct '25, the median home price in Wheatland, CA is $449,000, with a year-over-year change of -2.0%. This indicates that home prices in Wheatland, CA are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $449,000 | -2.0% |
| Single Family | $449,000 | -2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $328,000 | -3.2% |
3 Bed | $430,000 | -2.5% |
4 Bed | $500,000 | -2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Wheatland, CA
As of July '25, Rentcast reports the average rent in Wheatland, CA is $2,150, with a year-over-year rent change of 4.9%. Per bedroom, the median rent as of July '25 in Wheatland, CA is 2-bedrooms: $1,370, 3-bedrooms: $2,450, 4-bedrooms: $2,780. The most common rental property sizes in Wheatland, CA are 3-bedroom and 2-bedroom, accounting for 44.6% and 32.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,450 | $2,150 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,300 | $1,370 |
| 3 Bed Rent | $2,450 | $2,450 |
| 4 Bed Rent | $2,650 | $2,780 |
% of Rental Stock
Property Listings — Wheatland, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Wheatland, CA is 66. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $533,000 | -14.0% |
Listing Count | 24 | 21.0% |
| Listings as % of Homes | 0.7% | 21.0% |
Days on Market | 66 | -12.0% |
Demographics — Wheatland, CA
As of the latest ACS Survey released in 2023, Wheatland, CA has a population of 4,970, which has decreased by -3.6% over the past 5 years. Wheatland, CA is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,970 | -3.6% |
% Under 18 | 24.9% | 2.9% |
% Seniors | 14.8% | 7.2% |
% WFH | 8.1% | 30.6% |
% w/ College Degree | 21.2% | 20.5% |
As of the latest ACS Survey released in 2023, Wheatland, CA is a predominantly white area, with 67.5% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Wheatland, CA is hispanic, making up 20.4% of the population. Foreign-born residents account for 5.6% of the population in Wheatland, CA, and this percentage has decreased by 43.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.5% | -7.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 20.4% | 28.3% |
% Asian | 1.6% | -44.8% |
% Foreign Born | 5.6% | -43.4% |
Mortgage and Risk — Wheatland, CA
According to HUD data as of 2023, there were 97 mortgage originations in Wheatland, CA, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Wheatland, CA. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 97 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Wheatland, CA
Wheatland, CA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 17 |
Total Units Section 8 | 17 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,360 |
| 2 Bedroom | $430 | $1,300 | $1,730 |
| 3 Bedroom | -$30 | $2,450 | $2,420 |
| 4 Bedroom | $260 | $2,650 | $2,910 |
Affordability — Wheatland, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $449,000 |
| Median Household Income | $86,500 |