Pollock Pines, CA—95726
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pollock Pines, CA
As of Oct '25, the median home price in Pollock Pines, CA is $395,000, with a year-over-year change of -2.2%. This indicates that home prices in Pollock Pines, CA are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $395,000 | -2.2% |
| Single Family | $395,000 | -2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $238,000 | 2.6% |
2 Bed | $329,000 | -2.4% |
3 Bed | $413,000 | -2.6% |
4 Bed | $508,000 | -1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pollock Pines, CA
As of July '25, Rentcast reports the average rent in Pollock Pines, CA is $2,310, with a year-over-year rent change of 11.1%. Per bedroom, the median rent as of July '25 in Pollock Pines, CA is 1-bedrooms: $1,300, 2-bedrooms: $1,770, 3-bedrooms: $2,560, 4-bedrooms: $3,500. The most common rental property sizes in Pollock Pines, CA are studio and 3-bedroom, accounting for 31.8% and 28.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,310 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,300 |
| 2 Bed Rent | $1,750 | $1,770 |
| 3 Bed Rent | $2,500 | $2,560 |
| 4 Bed Rent | $3,000 | $3,500 |
% of Rental Stock
Property Listings — Pollock Pines, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Pollock Pines, CA is 57. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $395,000 | -2.0% |
Listing Count | 70 | -3.0% |
| Listings as % of Homes | 0.9% | -3.0% |
Days on Market | 57 | -2.0% |
Demographics — Pollock Pines, CA
As of the latest ACS Survey released in 2023, Pollock Pines, CA has a population of 8,230, which has remained stable by 0.7% over the past 5 years. Pollock Pines, CA is a moderately popular place for families, as children make up 17.6% of the population. The area has a poorly educated workforce, with 23.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,230 | 0.7% |
% Under 18 | 17.6% | -0.6% |
% Seniors | 20.4% | 2.0% |
% WFH | 13.5% | 200.0% |
% w/ College Degree | 23.0% | -25.6% |
As of the latest ACS Survey released in 2023, Pollock Pines, CA is a predominantly white area, with 81.6% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Pollock Pines, CA is hispanic, making up 10.2% of the population. Foreign-born residents account for 5.0% of the population in Pollock Pines, CA, and this percentage has increased by 28.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.6% | -1.2% |
% Black | 1.2% | 1,100.0% |
% Hispanic | 10.2% | -1.9% |
% Asian | 2.8% | 27.3% |
% Foreign Born | 5.0% | 28.2% |
Mortgage and Risk — Pollock Pines, CA
According to HUD data as of 2023, there were 256 mortgage originations in Pollock Pines, CA, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Pollock Pines, CA. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 256 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 2.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Pollock Pines, CA
As of 2024, the percent of homes in Pollock Pines, CA under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Pollock Pines, CA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$50 | $1,300 | $1,250 |
| 2 Bedroom | -$200 | $1,750 | $1,550 |
| 3 Bedroom | -$380 | $2,500 | $2,120 |
| 4 Bedroom | -$560 | $3,000 | $2,440 |
Affordability — Pollock Pines, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $395,000 |
| Median Household Income | $95,100 |