Rancho Cordova, CA—95742
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rancho Cordova, CA
Home Price Trends — Rancho Cordova, CA
As of Oct '25, the median home price in Rancho Cordova, CA is $624,000, with a year-over-year change of -3.1%. This indicates that home prices in Rancho Cordova, CA are decreasing. According to Zillow, the 1-year price projection is -1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $624,000 | -3.1% |
| Single Family | $624,000 | -3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $574,000 | -3.0% |
4 Bed | $630,000 | -3.7% |
| 5 Bed | $703,000 | -3.8% |
% of Housing Stock
Rental Trends — Rancho Cordova, CA
As of July '25, Rentcast reports the average rent in Rancho Cordova, CA is $2,750, with a year-over-year rent change of 6.2%. Per bedroom, the median rent as of July '25 in Rancho Cordova, CA is 1-bedrooms: $1,800, 2-bedrooms: $2,280, 3-bedrooms: $2,980, 4-bedrooms: $3,100. The most common rental property sizes in Rancho Cordova, CA are 3-bedroom and 2-bedroom, accounting for 47.4% and 17.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,900 | $2,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,800 | $1,800 |
| 2 Bed Rent | $2,250 | $2,280 |
| 3 Bed Rent | $3,000 | $2,980 |
| 4 Bed Rent | $3,000 | $3,100 |
% of Rental Stock
Property Listings — Rancho Cordova, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rancho Cordova, CA is 60. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $631,000 | -6.0% |
Listing Count | 147 | 65.0% |
| Listings as % of Homes | 1.0% | 65.0% |
Days on Market | 60 | 40.0% |
Demographics — Rancho Cordova, CA
As of the latest ACS Survey released in 2023, Rancho Cordova, CA has a population of 16,300, which has increased by 36.6% over the past 5 years. Rancho Cordova, CA is a popular place for families, as children make up 27.8% of the population. The area has a highly educated workforce, with 51.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,300 | 36.6% |
% Under 18 | 27.8% | -10.9% |
% Seniors | 11.2% | 60.0% |
% WFH | 27.5% | 366.1% |
% w/ College Degree | 51.8% | 26.0% |
As of the latest ACS Survey released in 2023, Rancho Cordova, CA is a predominantly white area, with 42.3% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Rancho Cordova, CA is asian, making up 28.5% of the population. Foreign-born residents account for 25.0% of the population in Rancho Cordova, CA, and this percentage has increased by 5.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 42.3% | -3.2% |
% Black | 6.9% | 6.2% |
% Hispanic | 15.2% | 10.9% |
% Asian | 28.5% | -6.9% |
% Foreign Born | 25.0% | 5.9% |
Mortgage and Risk — Rancho Cordova, CA
According to HUD data as of 2023, there were 748 mortgage originations in Rancho Cordova, CA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Rancho Cordova, CA. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 748 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Rancho Cordova, CA
As of 2024, the percent of homes in Rancho Cordova, CA under the Section 8 program is 9.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rancho Cordova, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 91 |
Total Units Section 8 | 91 |
% Rentals under Section 8 | 9.9% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $870 | $1,800 | $2,670 |
| 2 Bedroom | $1,060 | $2,250 | $3,310 |
| 3 Bedroom | $1,490 | $3,000 | $4,490 |
| 4 Bedroom | $2,180 | $3,000 | $5,180 |
Affordability — Rancho Cordova, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $624,000 |
| Median Household Income | $155,000 |