Rosemont, Rancho Cordova, CA—95827
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rosemont, Rancho Cordova, CA
As of Oct '25, the median home price in Rosemont, Rancho Cordova, CA is $466,000, with a year-over-year change of -3.1%. This indicates that home prices in Rosemont, Rancho Cordova, CA are decreasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $466,000 | -3.1% |
| Single Family | $467,000 | -3.1% |
| Condos | $303,000 | -3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $375,000 | -5.1% |
3 Bed | $450,000 | -3.0% |
4 Bed | $493,000 | -3.0% |
| 5 Bed | $572,000 | -3.7% |
% of Housing Stock
Rental Trends — Rosemont, Rancho Cordova, CA
As of July '25, Rentcast reports the average rent in Rosemont, Rancho Cordova, CA is $1,950, with a year-over-year rent change of -2.0%. Per bedroom, the median rent as of July '25 in Rosemont, Rancho Cordova, CA is 1-bedrooms: $1,620, 2-bedrooms: $1,980, 3-bedrooms: $2,170, 4-bedrooms: $2,660. The most common rental property sizes in Rosemont, Rancho Cordova, CA are 2-bedroom and 3-bedroom, accounting for 52.0% and 27.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,940 | $1,950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,600 | $1,620 |
| 2 Bed Rent | $2,000 | $1,980 |
| 3 Bed Rent | $2,250 | $2,170 |
| 4 Bed Rent | $2,540 | $2,660 |
% of Rental Stock
Property Listings — Rosemont, Rancho Cordova, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Rosemont, Rancho Cordova, CA is 54. This is a increase of 52.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $475,000 | -5.0% |
Listing Count | 34 | 53.0% |
| Listings as % of Homes | 0.3% | 53.0% |
Days on Market | 54 | 52.0% |
Demographics — Rosemont, Rancho Cordova, CA
As of the latest ACS Survey released in 2023, Rosemont, Rancho Cordova, CA has a population of 21,000, which has remained stable by -0.7% over the past 5 years. Rosemont, Rancho Cordova, CA is a moderately popular place for families, as children make up 23.8% of the population. The area has a moderately educated workforce, with 27.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,000 | -0.7% |
% Under 18 | 23.8% | 3.9% |
% Seniors | 12.7% | -5.2% |
% WFH | 14.1% | 243.9% |
% w/ College Degree | 27.4% | 33.0% |
As of the latest ACS Survey released in 2023, Rosemont, Rancho Cordova, CA is a predominantly white area, with 47.5% of the population identifying as white. The white population has grown by 4.6% in the last 5 years. The second most common race or ethnicity in Rosemont, Rancho Cordova, CA is hispanic, making up 23.7% of the population. Foreign-born residents account for 21.6% of the population in Rosemont, Rancho Cordova, CA, and this percentage has increased by 3.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 47.5% | 4.6% |
% Black | 12.8% | -6.6% |
% Hispanic | 23.7% | 6.3% |
% Asian | 10.0% | -9.9% |
% Foreign Born | 21.6% | 3.3% |
Mortgage and Risk — Rosemont, Rancho Cordova, CA
According to HUD data as of 2023, there were 198 mortgage originations in Rosemont, Rancho Cordova, CA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Rosemont, Rancho Cordova, CA. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 198 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Rosemont, Rancho Cordova, CA
As of 2024, the percent of homes in Rosemont, Rancho Cordova, CA under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rosemont, Rancho Cordova, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 170 |
Total Units Section 8 | 149 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $200 | $1,600 | $1,800 |
| 2 Bedroom | $240 | $2,000 | $2,240 |
| 3 Bedroom | $790 | $2,250 | $3,040 |
| 4 Bedroom | $970 | $2,540 | $3,510 |
Affordability — Rosemont, Rancho Cordova, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $466,000 |
| Median Household Income | $82,400 |