Stirling City—95978

As of Aug '25, the median home price in Stirling City is $148,000, with a year-over-year change of -2.6%. This indicates that home prices in Stirling City are decreasing. According to Zillow, the 1-year price projection is -3.1%, suggesting a decrease housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Stirling City is 196. This is an increase of 908.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%. This is a small percentage of inventory, suggesting little supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Stirling City in that year was NA. NA of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was NA. Of those, NA were >90% loan to value. This is considered unknown, suggesting that mortgage risk is unknown in Stirling City. Investor activity in Stirling City is unknown, as NA of all loans are originated by investors. In 2023, NA of all loans were cash-out refinances, suggesting unknown homeowners are actively tapping their home's equity.